Property Type: Detached HouseOwnership: Leasehold

2003 Montego Street

West Kelowna, BC V4T3C6

$650,000

4 bed4.5 bath2 parking2,224 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$120/mo
Annual property tax
$3,219.85

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Carpeted

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level9'5'' x 10'6''
Utility roomLower level14'4'' x 9'11''
2pc BathroomMain level8' x 3'3''
Family roomLower level15'1'' x 11'7''
BedroomLower level14'11'' x 9'11''
4pc BathroomLower level7'7'' x 7'9''
OtherSecond level8'7'' x 5'6''
Primary BedroomSecond level17'8'' x 20'5''
Laundry roomSecond level8'3'' x 5'11''
BedroomSecond level11'9'' x 11'7''
BedroomSecond level12' x 12'1''
4pc Ensuite bathSecond level8'2'' x 8'
4pc BathroomSecond level8'2'' x 10'6''
Living roomMain level14'6'' x 11'9''
OtherMain level21'5'' x 20'5''
FoyerMain level8'1'' x 9'8''
KitchenMain level12'7'' x 10'6''

Listing Information

MLS®
10385326
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Own an AFFORDABLE detached home in one of West Kelowna's most convenient locations! Welcome to this spacious 4-bedroom, 4-bathroom home in the family-oriented community of Crown Town Estates, ideal for families or first time buyers. The main floor offers a bright and inviting living space featuring a cozy gas fireplace and an open-concept kitchen equipped with lots of storage and a gas range. You’ll also find convenient access to the double garage and a 2-piece bathroom on this level. Upstairs, the generous primary bedroom includes a large walk-in closet and a full ensuite bathroom. Two additional well-sized bedrooms, a full bathroom, and a dedicated laundry room complete this level. The fully finished basement adds valuable living space with a family room, a fourth bedroom, a full bathroom, and a large storage room. Enjoy evenings on the deck in the hot tub, or gather with friends and family under the pergola around the fire (gas hookup for BBQ or fire pit). There’s also space to bring your gardening ideas to life. Located just steps from a playground at the end of the street and only minutes from schools, shopping, dining, wineries, and Two Eagles Golf Course, this home offers the perfect balance of comfort and convenience. Prepaid Lease until 2105- NO monthly lease payments, and NO property transfer tax or spec tax make this an even more attractive opportunity. Quick Poss. Avail. Freshly painted and new carpets! Don’t miss your chance, book your private viewing today! (id:63159)

Values & Trends

This listing

$292/sqft

Building average

No other active listings in this building

Westbank Centre average

$424/sqft

49 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sensisyusten House of Learning(Independent)Elementary258 m
Chief Tomat ElementaryElementary824 m
Shannon Lake ElementaryElementary1.8 km
Constable Neil Bruce Middle SchoolElementary2.0 km
Mount Boucherie SecondarySecondary2.5 km
Our Lady of Lourdes(Independent)Elementary/Middle2.8 km
Hudson Road ElementaryElementary3.6 km
Webber Road ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • 19 Okanagan Grill + Bar · 3509 Carrington Road550 m
  • C-Lovers Fish & Chips · 3466 Carrington Road776 m

Parks (3)

  • Crown Town Park108 m
  • Unnamed185 m
  • Unnamed440 m

Shopping (2)

  • Unnamed702 m
  • Vintage View Centre790 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$499.32
Total monthly cost$3,854.18
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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