Property Type: Detached HouseOwnership: Freehold

807 23 Highway N

Nakusp, BC V0G1R0

$470,000

4 bed2.5 bath1,900 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.45 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,045

Interior

Heating
Baseboard heaters, Stove, Electric, Wood
Cooling / A/C
Window air conditioner
Fireplace
None

Parking

Features
Carport, Street

Room Dimensions

RoomLevelDimensions
Partial bathroomBasement
BedroomBasement9'4'' x 10'1''
Living roomBasement12'10'' x 19'4''
Full bathroomMain level
BedroomMain level7'10'' x 11'3''
BedroomMain level11'2'' x 10'3''
Primary BedroomMain level11'4'' x 13'5''
Living roomMain level11'10'' x 19'4''
Dining roomMain level9' x 11'
KitchenMain level6'4'' x 14'8''

Listing Information

MLS®
10395767
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

Nearly half an acre right in town—this is one of the larger downtown lots you are likely to find! This solid family home offers three bedrooms on the main floor plus a fourth bedroom in the basement, with plenty of room for everyone to spread out. The main level features the primary living space, while downstairs you'll find a spacious recreation room perfect for the kids, along with additional unfinished space that could be developed to expand your living area even further. There is also potential for convenient one-level living, making this home a versatile option for families, retirees, or those looking for room to grow. Enjoy the updated flooring through the main living space, large windows for natural light and large master bedroom. Located almost directly across from the schools and close to the park and downtown amenities, the location is hard to beat. The large, flat, and highly usable lot offers plenty of space, with most of the property tucked away behind the home. Enjoy a mix of remaining forested area, open lawn, a patio just off the kitchen, and a fenced space ready for a garden or dog run. The huge attached carport provides excellent covered parking and is open enough for drive-through access to the backyard—offering exciting potential for someone wanting to build a shop or additional outbuilding. With this much land, this much space, and such a convenient in-town location, this is a property with a lot to offer, both inside and out. (id:63159)

Values & Trends

This listing

$247/sqft

Building average

No other active listings in this building

Nakusp average

$429/sqft

34 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nakusp SecondarySecondary88 m
Nakusp ElementaryElementary320 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed743 m

Nearby places data: © OpenStreetMap contributors.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$376,000.00
Periodic payment — Principal & Interest (monthly)$2,425.82
Additional monthly expenses (strata, tax, utilities, etc.)$348.75
Total monthly cost$2,774.57
Interest paid over 5-yr term$107,762.68
Balance at end of term$338,213.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,433.43

Cash Needed at Closing

Minimum down payment$23,500
Estimated BC PTT$7,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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