Property Type: Condo / ApartmentOwnership: Strata

203 9945 Fifth St

Sidney, BC V8L2X6

$689,900

2 bed2 bath1 parking1,090 sqftBuilt 1993
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,137 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$631/mo
Annual property tax
$3,068.38

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level
BathroomMain level3-Piece
EnsuiteMain level4-Piece
BedroomMain level
Primary BedroomMain level
Eating areaMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1043684
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Stylish, quality-updated 2 bedroom, 2 full bathroom condo in the heart of beautiful Sidney, just 2 blocks from the ocean! This bright, corner unit, move-in-ready home features new German laminate flooring, quartz countertops, new cabinets with built-in drawers, and stainless steel appliances. Keep the lights off! Soaked in sunlight, this southwest-facing unit is filled with natural light throughout the day. Stay warm and cozy with the Valor radiant heat gas fireplace, and enjoy year-round comfort with gas included in the strata fee – no extra cost! Other features include updated bathrooms with new cabinets, designer lighting, USB-integrated plug-ins, dimmer switches and a fresh designer paint scheme. One parking stall included. With a high walk score, you're just steps to Beacon Ave, the marina, shops, cafés, grocery stores, services, restaurants, and all that charming downtown Sidney has to offer. A meticulously renovated unit offering comfort, convenience, and coastal living. (id:63159)

Values & Trends

This listing

$633/sqft

Building average

No other active listings in this building

Sidney North-East average

$571/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sidney ElementaryElementary461 m
North Saanich Middle SchoolMiddle2.1 km
Parkland SecondarySecondary2.7 km
ḰELSET ElementaryElementary3.4 km
Deep Cove ElementaryElementary5.3 km
SD 63 Individual Learning CentreSecondary6.6 km
Stelly's SecondarySecondary8.6 km
Brentwood ElementaryElementary9.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Maria's Souvlaki · 9812 Second Street329 m
  • Fish on 5th · 9812 Fifth Street331 m
  • The Surly Mermaid342 m
  • Bistro Suisse348 m
  • Sidney Harbour Chinese Buffet366 m

Cafes (5+)

  • Starbucks · 2430 Beacon Avenue340 m
  • 3rd Street Cafe346 m
  • Serious Coffee · 2417 Beacon Avenue373 m
  • The Red Brick Cafe375 m
  • Beacon Cafe403 m

Grocery (5+)

  • Sidney Natural Foods374 m
  • Chef on the Run444 m
  • Fairway Market Sidney · 2531 Beacon Avenue480 m
  • Thrifty Foods Sidney · 9810 Seventh Street500 m
  • Save-On-Foods · 2345 Beacon Avenue516 m

Parks (5+)

  • Community Wellness Park391 m
  • Beacon Park467 m
  • Waterfront Walkway566 m
  • Bevan Park576 m
  • Swiftsure Park · 9900 Swiftsure Place625 m

Shopping (3)

  • Garden Court334 m
  • Sidney Centre477 m
  • Mariner Village Mall504 m

Gyms (4)

  • Westcore Training Centre · 2506 Beacon Avenue382 m
  • Libellula Movement Studio · 2506 Beacon Avenue402 m
  • Anytime Fitness · 2328 Beacon Avenue440 m
  • Curves507 m

Pharmacies (4)

  • Oceanside Pharmacy · 2506 Beacon Avenue395 m
  • Sidney Pharmacy · 2425 Bevan Avenue508 m
  • Pharmasave552 m
  • Shoppers Drug Mart · 2337 Beacon Avenue556 m

Banks & ATMs (5+)

  • RBC · 2464 Beacon Avenue333 m
  • TD Canada Trust339 m
  • BMO · 2461 Beacon Avenue372 m
  • Scotiabank420 m
  • Coast Capital Savings · 2297 Beacon Avenue519 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (strata, tax, utilities, etc.)$941.70
Total monthly cost$4,502.50
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,966.82

Cash Needed at Closing

Minimum down payment$43,990
Estimated BC PTT$11,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information