Property Type: Condo / ApartmentOwnership: Strata

302 9975 Fifth St

Sidney, BC V8L2X6

$650,000

2 bed2 bath1 parking1,231 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,231 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$600/mo
Annual property tax
$3,073

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level10'1 x 3'6
Laundry roomMain level5'0 x 5'4
BedroomMain level10'1 x 11'1
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level12'3 x 12'10
KitchenMain level14'7 x 9'3
Dining roomMain level11'8 x 10'2
Living roomMain level14'4 x 20'10
EntranceMain level9'5 x 4'9

Listing Information

MLS®
1046589
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Welcome to 302-9975 Fifth Street — The Cordwood! This beautifully maintained 2-bedroom, 2-bathroom home offers over 1,200 sq. ft. of spacious, comfortable living in a well-run, 14-unit strata. Large windows fill the unit with natural light, while the generous living room offers great space for entertaining. The kitchen opens to a separate dining area, perfect for everyday living and entertaining. The spacious primary bedroom boasts a walk-in closet and full ensuite, with a second bedroom and full bathroom providing flexibility for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a storage locker. Ideally located just steps from the shops, restaurants, and waterfront that make Sidney-by-the-Sea such a sought-after community. A wonderful place to call home. (id:63159)

Values & Trends

This listing

$528/sqft

Building average

No other active listings in this building

Sidney North-East average

$578/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sidney ElementaryElementary355 m
North Saanich Middle SchoolMiddle2.0 km
Parkland SecondarySecondary2.5 km
ḰELSET ElementaryElementary3.4 km
Deep Cove ElementaryElementary5.2 km
SD 63 Individual Learning CentreSecondary6.6 km
Stelly's SecondarySecondary8.6 km
Brentwood ElementaryElementary9.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fish on 5th · 9812 Fifth Street356 m
  • Taste of Tokyo363 m
  • The Farmer's Daughter · 2360 Beacon Avenue396 m
  • 900 Bistro399 m
  • Taco Shell426 m

Cafes (5+)

  • Starbucks · 2430 Beacon Avenue399 m
  • Serious Coffee · 2417 Beacon Avenue423 m
  • The Red Brick Cafe427 m
  • 3rd Street Cafe434 m
  • Alexander's Coffee441 m

Grocery (5+)

  • Thrifty Foods Sidney · 9810 Seventh Street450 m
  • Sidney Natural Foods462 m
  • Save-On-Foods · 2345 Beacon Avenue520 m
  • Chef on the Run545 m
  • Fairway Market Sidney · 2531 Beacon Avenue584 m

Parks (5+)

  • Community Wellness Park278 m
  • Swiftsure Park · 9900 Swiftsure Place518 m
  • Bevan Park544 m
  • Beacon Park588 m
  • Waterfront Walkway680 m

Shopping (3)

  • Garden Court342 m
  • Mariner Village Mall453 m
  • Sidney Centre503 m

Gyms (4)

  • Anytime Fitness · 2328 Beacon Avenue427 m
  • Westcore Training Centre · 2506 Beacon Avenue488 m
  • Libellula Movement Studio · 2506 Beacon Avenue512 m
  • Curves565 m

Pharmacies (4)

  • Oceanside Pharmacy · 2506 Beacon Avenue505 m
  • Pharmasave506 m
  • Shoppers Drug Mart · 2337 Beacon Avenue548 m
  • Sidney Pharmacy · 2425 Bevan Avenue563 m

Banks & ATMs (5+)

  • TD Canada Trust378 m
  • RBC · 2464 Beacon Avenue414 m
  • Scotiabank434 m
  • BMO · 2461 Beacon Avenue454 m
  • Coast Capital Savings · 2297 Beacon Avenue498 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$918.08
Total monthly cost$4,272.95
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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