Property Type: Detached HouseOwnership: Freehold

2034 Saddleview Avenue

Lumby, BC V0E2G0

$529,900

2 bed2 bath4 parking1,482 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.14 acres
Frontage
62 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,187

Interior

Basement
Crawl space
Heating
In Floor Heating, See remarks
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Stone, Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherMain level21' x 21'4''
OtherMain level5' x 7'
FoyerMain level5' x 8'
Living roomMain level19' x 16'
Dining roomMain level16' x 10'
KitchenMain level13'7'' x 10'
Laundry roomMain level11'6'' x 5'8''
4pc BathroomMain level7' x 7'11''
BedroomMain level10'0'' x 10'7''
3pc Ensuite bathMain level7' x 8'
Primary BedroomMain level12'11'' x 13'10''

Listing Information

MLS®
10384447
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

FREEHOLD ONE-LEVEL LIVING-NO STRATA FEES. Empty Nester, Senior, 1st time home buyer. Updated 1480 sq. ft of one level living. Spacious living/dining room area with large bright windows. A generous kitchen has oak cabinets and an island. The sliding doors lead to the patio with a covered gazebo for privacy and hot tub. 2 bedrooms, 2 bathrooms. The primary bedroom is a great retreat with updated ensuite bathroom with walk-in shower, a walk-in closet and access to backyard thru patio doors. There is a firepit area, fenced backyard, shed/workshop. Laundry room area is convenient and leads you to the extra large double garage with a side entrance & RV parking. Radiant in floor water heating, This is a rancher style home on crawlspace which is accessed from garage. Located in a nice neighbourhood close to all amenities with easy access. Level lot, close to park. walking distance to downtown Lumby and 20 minutes to Vernon. Approximate timing on upgrades: Windows 2023, Roof 2019, HW tank 2017, DW, water softener, stove 2021, fridge 2026, gazebo 2024, hot tub 2025. upgraded LVP flooring, beams & accent wall, ensuite shower, fixtures, fans, toilets Poly B has all been changed out in most of house. Priced well below assessed value. Quick possession available. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

Lumby Valley average

$477/sqft

46 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Charles Bloom SecondaryK-12687 m
Crossroads Learning CentreSecondary688 m
J W Inglis ElementaryElementary878 m
Okanagan Waldorf School(Independent)Elementary5.2 km
Lavington ElementaryElementary9.6 km
B X ElementaryElementary18.4 km
Coldstream ElementaryElementary18.7 km
Hillview ElementaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avenue Pizza547 m
  • Sisters Family Restaurant634 m
  • Yuki Sushi693 m
  • Millie's Kitchen738 m
  • Ana's Pizza782 m

Cafes (1)

  • Jitter Beans Coffee Shop579 m

Grocery (1)

  • Super A Foods452 m

Parks (4)

  • Unnamed123 m
  • Monashee Family Park439 m
  • Unnamed620 m
  • Unnamed725 m

Shopping (1)

  • Field's Mini Mart603 m

Banks & ATMs (1)

  • Scotiabank544 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,920.00
Periodic payment — Principal & Interest (monthly)$2,734.99
Additional monthly expenses (strata, tax, utilities, etc.)$339.58
Total monthly cost$3,074.57
Interest paid over 5-yr term$121,496.69
Balance at end of term$381,317.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,859.51

Cash Needed at Closing

Minimum down payment$27,990
Estimated BC PTT$8,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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