Property Type: Detached HouseOwnership: Freehold

2038 WHITE ROAD

Williams Lake, BC V2G5G9

$468,000

4 bed2 bath2,518 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.52 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,011.23 (2025)

Interior

Basement
Finished, N/A
Heating
Baseboard heaters, Wood, Hot Water
Fireplace
Yes (2)

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Carport, Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
KitchenMain level
Dining roomMain level
Bedroom 4Basement
Recreational, Games roomBasement
Recreational, Games roomMain level
StorageBasement
Utility roomBasement

Listing Information

MLS®
R3123729
Listed
May 14, 2026
Time on market
On the market for 109 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Williams Lake Realty · Data source: CREA DDF.

Description

Enjoy privacy and space on this treed 4.5-acre property with southern exposure and peek-a-boo lake views, just minutes from town. Located in a great neighbourhood, this 4 bedroom, 2 bathroom home offers a solid layout with room to update, make it your own and build equity. (id:63159)

Values & Trends

This listing

$186/sqft

Building average

No other active listings in this building

Williams Lake average

$305/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 69%

Wind SE 11 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Maranatha Christian School(Independent)Elementary/Middle3.3 km
Cariboo Adventist Academy(Independent)K-123.3 km
Mountview ElementaryElementary4.6 km
Lake City SecondaryElementary5.0 km
Skyline Alternate SchoolSecondary5.3 km
Marie Sharpe ElementaryElementary5.4 km
Sacred Heart Catholic School(Independent)Elementary5.4 km
Columneetza Junior SecondaryMiddle6.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$374,400.00
Periodic payment — Principal & Interest (monthly)$2,415.50
Additional monthly expenses (strata, tax, utilities, etc.)$376.94
Total monthly cost$2,792.44
Interest paid over 5-yr term$107,304.12
Balance at end of term$336,774.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,400
Stress test qualifying rate8.09%
Payment you must qualify for$3,418.82

Cash Needed at Closing

Minimum down payment$23,400
Estimated BC PTT$7,360
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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