Property Type: Detached HouseOwnership: Freehold

398 WESTERN AVENUE

Williams Lake, BC V2G2H7

$445,000

3 bed1 bath1,711 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7,260 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,902.05 (2026)

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Stucco
View
View

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage, Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Bedroom 2Main level
Bedroom 3Main level
Primary BedroomBasement
OtherBasement
Family roomBasement
OtherBasement
Laundry roomBasement

Listing Information

MLS®
R3150799
Listed
July 29, 2026
Time on market
On the market for 34 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Williams Lake Realty · Data source: CREA DDF.

Description

Charming and well-maintained, this 1961-built home offers a blend of classic character and modern updates in a convenient central location. The main floor features two comfortable bedrooms, a bright and inviting living room with an electric fireplace accented by a beautiful wood mantel, and a functional layout perfect for everyday living. The basement includes a spacious primary bedroom, roughed in bathroom, and space available to add your finishing touches. Outside, you'll find a fully fenced backyard ideal for children, pets, or entertaining, along with a detached garage for parking and extra storage. Located within walking distance of downtown, all levels of schools, shopping, parks, and amenities, this home is an excellent opportunity for first-time buyers, downsizers, or investors ... (id:63159)

Values & Trends

This listing

$260/sqft

Building average

No other active listings in this building

Williams Lake average

$304/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 69%

Wind SE 11 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lake City SecondaryElementary287 m
Sacred Heart Catholic School(Independent)Elementary635 m
Marie Sharpe ElementaryElementary662 m
Skyline Alternate SchoolSecondary762 m
Columneetza Junior SecondaryMiddle1.2 km
Nesika ElementaryElementary1.4 km
Cataline ElementaryElementary1.7 km
Maranatha Christian School(Independent)Elementary/Middle2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Boston Pizza · 285 Donald Road338 m
  • Red Tomato Pies · 360D Proctor Street742 m

Parks (2)

  • Hillside Park180 m
  • Boitanio Park786 m

Banks & ATMs (1)

  • Handi-Mart167 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$411.17
Total monthly cost$2,707.96
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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