Property Type: Detached HouseOwnership: Freehold

204 Spindrift Rd

Courtenay, BC V9N9S8

$1,150,000

4 bed3 bath6 parking2,379 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Lot size
8,712 square feet
Zoning
Residential

CR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,098

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Natural gas
Cooling / A/C
Wall unit, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
EntranceLower level12'0 x 13'10
Living roomMain level14'2 x 19'8
KitchenMain level12'5 x 17'2
Dining roomMain level9'0 x 12'0
EnsuiteMain level3-Piece
Primary BedroomMain level12'9 x 21'8
BathroomMain level3-Piece
BedroomMain level11'7 x 13'9
StorageLower level9'8 x 17'5
Family roomLower level13'8 x 17'10
BedroomLower level13'8 x 15'4
BedroomLower level11'9 x 12'6
BathroomLower level3-Piece
OtherLower level10'1 x 12'6

Listing Information

MLS®
1024384
Listed
January 28, 2026
Time on market
On the market for 215 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CX) · Data source: CREA DDF.

Description

Located in the desirable Craigdarroch Beach, this well maintained home sits on a 0.2 acre lot with lovely ocean views toward the Coastal Mountains. Offering over 2300 sq ft of easy living, the home features four bedrooms, including a primary and second bedroom upstairs, both with their own ensuites. The bright living room showcases vaulted ceilings, a gas fireplace, and floor to ceiling windows capturing the ocean views. The spacious kitchen includes a pantry, modern lighting, breakfast island, and travertine backsplash, and opens to the dining area with French doors leading to a large covered deck for year round enjoyment. The lower level offers a family room, two additional bedrooms, laundry, and bathroom. A double car garage provides excellent space. Enjoy a private, landscaped, fully fenced backyard with powered storage shed, RV parking, newer septic, A/C Heat pump & updated windows. Public beach access across the street. Short drive to amenities. Coastal living awaits! (id:63159)

Values & Trends

This listing

$483/sqft

Building average

No other active listings in this building

Courtenay South average

$506/sqft

13 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 82%

Wind WNW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Royston ElementaryElementary3.6 km
Phil & Jennie Gaglardi Academy(Independent)K-126.2 km
Ecole Robb RoadElementary6.3 km
École Au coeur de l'îleK-126.8 km
Brooklyn ElementaryElementary7.0 km
Highland SecondarySecondary7.2 km
Aspen Park ElementaryElementary7.2 km
Cumberland Community SchoolElementary/Middle8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$460.50
Total monthly cost$6,396.03
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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