Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

204 STANLEY Drive

Waterloo, BC N2L1H4

$1,299,900

3 bed2 bath5 parking1,616 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
68 feet

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,473.82

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Water softener, Central Vacuum, Dishwasher, Stove, Dryer, Freezer, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Paved driveway, Automatic Garage Door Opener
Fencing
Partially fenced

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement12'10'' x 23'11''
3pc BathroomLower level
OfficeLower level10'0'' x 10'10''
4pc BathroomSecond level
BedroomSecond level10'10'' x 10'5''
BedroomSecond level10'4'' x 13'4''
Primary BedroomSecond level14'2'' x 13'2''
Dining roomMain level10'0'' x 11'6''
KitchenMain level9'5'' x 12'6''
Living roomMain level13'5'' x 18'7''

Listing Information

MLS®
40860431
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: Chestnut Park Realty Southwestern Ontario Limited · Data source: CREA DDF.

Description

Welcome to Westmount, where an unbeatable location meets a wonderfully cared-for family home. Situated on a generous 68 x 126 ft lot, this updated sidesplit is just steps from Empire Public School, minutes from Westmount Golf Course, and within easy walking distance of both Belmont Village and Uptown Waterloo. Inside, the spacious foyer welcomes you into a bright and inviting main floor. The living room features updated flooring, a cozy gas fireplace and classic crown moulding, while the dining room overlooks the large backyard — perfect for everyday family meals or entertaining. The updated kitchen, offers plenty of cabinetry, quartz countertops, a gas stove and glass backsplash. Upstairs, hardwood floors and a beautiful hardwood staircase lead to three comfortable bedrooms and an updated main bathroom, along with convenient walk-up access to the attic. The lower level adds even more flexibility with a fourth bedroom or home office, a 3-piece bathroom and access to the charming 3-season sunroom. Whether you're enjoying your morning coffee, curling up with a book or hosting friends, this bright and inviting space is sure to become a favourite. Downstairs, the finished recreation room offers plenty of space to relax, complete with a gas fireplace and large windows that bring in an abundance of natural light. A great opportunity to settle into one of Waterloo's most desirable neighbourhoods, close to schools, shops, golf, restaurants and all that Uptown has to offer. (id:63159)

Values & Trends

This listing

$804/sqft

Building average

No other active listings in this building

415 - Uptown Waterloo/Westmount average

$507/sqft

20 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cambridge

Mostly Cloudy

21°C

Mostly Cloudy

Humidity 54%

Wind S 26 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

126,356

(2021 Census)

+15.5% since 2016

Density: 1,656.3/km²

Dwellings: 54,453

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$620.49
Total monthly cost$7,329.70
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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