25 CENTRAL Street
Waterloo, BC N2L3A5
$949,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 45 feet
RC1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,499.88
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Appliances
- Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Hood Fan
Exterior & Lot
- Exterior features
- Brick, Vinyl siding
Building
- Foundation
- Stone
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Total spaces
- 2
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 12'6'' x 23'0'' |
| Other | Basement | 12'6'' x 8'6'' |
| Other | Basement | 12'5'' x 8'7'' |
| Primary Bedroom | Second level | 10'8'' x 14'11'' |
| Bedroom | Second level | 10'10'' x 11'9'' |
| Bedroom | Second level | 14'4'' x 10'1'' |
| 4pc Bathroom | Second level | — |
| Mud room | Main level | 7'9'' x 9'3'' |
| Living room | Main level | 12'4'' x 12'10'' |
| Kitchen | Main level | 14'5'' x 13'6'' |
| Foyer | Main level | 13'8'' x 3'11'' |
| Dining room | Main level | 11'8'' x 12'10'' |
| Bedroom | Main level | 15'10'' x 11'4'' |
| 3pc Bathroom | Main level | — |
Listing Information
- MLS®
- 40859014
- Listed
- September 2, 2026
- Time on market
- On the market for 12 days
- Data last synced
- September 15, 2026
Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.
Description
Welcome to 25 Central Street, Waterloo—a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home's stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you'll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo! (id:63159)
Values & Trends
This listing
$535/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$523/sqft
20 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
13°C
—
Humidity 88%
Wind SE 2 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
25°
Thursday night
13°
Source: Environment and Climate Change Canada.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.