Property Type: Detached HouseOwnership: Freehold

1133 CAROLINE Road

Clearwater, BC V0E1N0

$630,000

5 bed2 bath7 parking1,544 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
5.01 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,108.36

Interior

Basement
Partial
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding, Other, Aluminum

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement10' x 12'
Laundry roomBasement11'7'' x 19'3''
BedroomBasement10' x 12'
BedroomSecond level8'4'' x 13'0''
BedroomSecond level8'4'' x 9'8''
Primary BedroomSecond level11'10'' x 14'1''
Dining roomMain level9'5'' x 10'2''
Living roomMain level16'2'' x 15'9''
KitchenMain level10'6'' x 10'4''
3pc BathroomSecond level
3pc Ensuite bathSecond level

Listing Information

MLS®
10369356
Listed
November 14, 2025
Time on market
On the market for 290 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin (Barriere) · Data source: CREA DDF.

Description

Experience, for yourself, the charm, privacy, and possibilities that make country living at 1133 Caroline Rd. so appealing. Set on five (5) peaceful acres, this updated 3-level split offers space, privacy, and the chance to add your own personal touch. Recent upgrades include new flooring, paint, trim, most windows, exterior doors, roof, PEX & copper plumbing, a new pressure tank, newer HWT, soffits, exterior window trim, front step, and improved water filtration. The main level features a bright kitchen that opens to the dining and living areas, with large windows showcasing beautiful views of the property. Upstairs, the primary bedroom features a spa-inspired en-suite complete with a jetted tub, as well as two additional bedrooms and an updated 3-piece bath. The lower level offers two more bedrooms, a laundry room, and a mudroom with access to the crawl space and the 32’ x 24’ detached garage. The garage is fully finished, insulated, wired, and wood-stove heated—ideal for projects or secure parking. Outdoors, the property is level and usable, and perimeter fenced. Enjoy a fenced enclosure perfect for gardening, a chicken house with a covered run, and a 28' x 20' barn with a new roof and siding. A paving stone patio, walkway, and fire pit add an inviting outdoor living space. A 24' gate provides easy access for trailers, RVs, or future development. Country living starts here! (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

Clearwater average

$395/sqft

38 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary5.7 km
Raft River ElementaryElementary7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($38,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$504,000.00
Periodic payment — Principal & Interest (monthly)$3,251.64
Additional monthly expenses (strata, tax, utilities, etc.)$252.70
Total monthly cost$3,504.33
Interest paid over 5-yr term$144,447.85
Balance at end of term$453,349.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,552.27

Cash Needed at Closing

Minimum down payment$38,000
Estimated BC PTT$10,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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