Property Type: Detached HouseOwnership: Freehold

2099 St. Andrews Way

Courtenay, BC V9N9V5

$799,000

3 bed2 bath4 parking1,492 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Lot size
6,098 square feet
Zoning
Residential

CD-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,586.95

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
EnsuiteMain level4-Piece
BedroomMain level10'0 x 10'0
BedroomMain level10'0 x 10'1
Laundry roomMain level8'8 x 4'11
BathroomMain level4-Piece
Primary BedroomMain level11'2 x 14'3
Dining nookMain level7'6 x 9'3
Family roomMain level16'11 x 10'8
KitchenMain level9'3 x 9'10
Dining roomMain level13'0 x 10'0
Living roomMain level13'0 x 14'5
EntranceMain level6'1 x 9'6

Listing Information

MLS®
1044202
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CX) · Data source: CREA DDF.

Description

Welcome to this well-maintained 1,492 sq. ft. rancher offering 3 bedrooms and 2 bathrooms in a convenient, family-friendly location close to shopping, recreation, walking trails, and schools. The functional kitchen features stainless steel appliances, a prep island, warm beech-coloured maple shaker cabinetry, and a cozy eating nook that flows seamlessly into the inviting family room where sliding glass doors lead to the private patio. The separate living room offers a cozy gas fireplace, while the adjoining dining area is ideal for family gatherings and entertaining. The spacious primary bedroom includes his-and-her closets and a 3-piece ensuite with a walk-in shower. Outside, you'll appreciate the fully fenced, beautifully landscaped & private backyard that enjoys western exposure and comes complete with a charming gazebo for relaxing. Additional features include a 4-year-old roof, gas hot water tank & large double garage. This move-in-ready home offers comfort, functionality & an excellent location for families or those looking to downsize. (id:63159)

Values & Trends

This listing

$536/sqft

Building average

No other active listings in this building

Courtenay East average

$453/sqft

29 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 82%

Wind WNW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Valley View ElementaryElementary371 m
Ecole Secondaire Mark R Isfeld SecondarySecondary694 m
Aspen Park ElementaryElementary1.5 km
Glacier View Secondary CentreK-122.1 km
Queneesh ElementaryElementary2.3 km
École Au coeur de l'îleK-122.4 km
Ecole Robb RoadElementary2.6 km
Highland SecondarySecondary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Idiens Park277 m
  • Sussex Park · 1760 Sussex Drive386 m
  • Blue Jay Park401 m
  • Valley View Park459 m
  • Inverclyde Park · 2631 Inverclyde Way618 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$540.58
Total monthly cost$4,664.48
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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