Property Type: OtherOwnership: Freehold

20th Street Lot# 16

Lister, BC V0B1G2

$865,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
39.3 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$102.69

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on pond
Fencing
Fence

Building

Water source
Licensed
Sewer
No sewage system
Utilities
Natural Gas
Parcel ID (PID)
013-250-990

Listing Information

MLS®
10384578
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
September 1, 2026

Listing provided by: The Fogel Agency · Data source: CREA DDF.

Description

Welcome to this beautiful 39.30-acre parcel on 20th Street in Lister, BC, offering an incredible opportunity for farming, recreation, or your future rural dream. With wide open space, breathtaking mountain views, and a peaceful setting surrounded by nature, this property captures the best of Creston Valley living. This bare land property is well suited for agricultural use and comes equipped with a 4-bay hay shed, providing practical storage and support for your farming needs. A large pond adds to the beauty and function of the land, while a smaller forested area creates habitat for the abundant wildlife that frequent the property. It's a truly special setting where deer, birds, and other local wildlife feel right at home. Conveniently located right by the Creston Valley Airport, this acreage also benefits from access off both 20th Street and 18th Street in Lister, offering flexibility and ease of entry. Whether you're looking to expand your agricultural footprint, invest in a scenic piece of land, or create a private retreat with unforgettable views, this property offers endless potential. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lister average

$844/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Yaqan Nukiy School(Independent)Elementary4.0 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle4.6 km
Canyon/Lister ElementaryElementary5.7 km
Erickson ElementaryElementary6.3 km
Kootenay River SecondarySecondary6.6 km
Adam Robertson ElementaryElementary7.6 km
Kootenay Valley Christian School(Independent)Elementary/Middle8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$692,000.00
Periodic payment — Principal & Interest (monthly)$4,464.55
Additional monthly expenses (strata, tax, utilities, etc.)$8.56
Total monthly cost$4,473.11
Interest paid over 5-yr term$198,329.19
Balance at end of term$622,456.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,178.63

Cash Needed at Closing

Minimum down payment$61,500
Estimated BC PTT$15,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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