Property Type: OtherOwnership: Freehold

4th Street Lot# 2

Lister, BC V0B1Y0

$710,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
28.49 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$28.1

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10361506
Listed
September 3, 2025
Time on market
On the market for 362 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Located just south of the small West Kootenay community of Bountiful, BC, and approximately 12 km ram Creston, this 28.5-acre property sits against the US border. It includes water rights for irrigation and stock watering and is fenced on two sides. Previously used for grazing, parts of the land could be brought into production if desired. With several excellent building sites, this private acreage is ideal for a rural homestead. The southern boundary borders the US, and the property is only a short drive to Creston and just 7 km from the Creston Valley Regional Airport. The area's favourable climate, combined with growing demand for agricultural and self-sufficient lifestyles, makes this a valuable opportunity. Zoned for rural residential and agricultural use, the property allows for two homes plus outbuildings. With water, soil, climate, and privacy, it's a blank slate ready for your vision. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lister average

$844/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

15°C

Humidity 67%

Wind NW calm km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle3.1 km
Yaqan Nukiy School(Independent)Elementary8.0 km
Canyon/Lister ElementaryElementary9.0 km
Erickson ElementaryElementary10.0 km
Kootenay River SecondarySecondary10.7 km
Adam Robertson ElementaryElementary11.6 km
Kootenay Valley Christian School(Independent)Elementary/Middle12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$568,000.00
Periodic payment — Principal & Interest (monthly)$3,664.54
Additional monthly expenses (strata, tax, utilities, etc.)$2.34
Total monthly cost$3,666.88
Interest paid over 5-yr term$162,790.43
Balance at end of term$510,917.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,105.93

Cash Needed at Closing

Minimum down payment$46,000
Estimated BC PTT$12,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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