Property Type: OtherOwnership: Freehold

4th Street Lot# 3

Lister, BC V0B1Y0

$714,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
28.81 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$50.63

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on creek

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10361578
Listed
September 3, 2025
Time on market
On the market for 362 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Just south of the small West Kootenay community of Bountiful, BC, and about 12 km from Creston, Private Remarks: (1500 Characters) his 28.81-acre property sits near the US border. Flat and partially fenced, it includes water rights for both irrigation and stock watering. The land is roughly 50% improved pasture and 50% productive hay 1eld. With several excellent building sites, this private acreage is ideal for a rural homestead. It's only a short drive to Creston and 7 km from the Creston Valley Regional Airport. The area enjoys a great climate and is seeing growing interest from both farmers and those seeking a self-sufficient lifestyle. Zoned rural residential and agricultural, the property allows for two homes plus outbuildings. With its combination of water, soil, climate, and privacy, it's a blank slate ready for your vision. (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle1.4 km
Canyon/Lister ElementaryElementary8.8 km
Yaqan Nukiy School(Independent)Elementary9.1 km
Erickson ElementaryElementary10.0 km
Kootenay River SecondarySecondary11.3 km
Adam Robertson ElementaryElementary12.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$571,200.00
Periodic payment — Principal & Interest (monthly)$3,685.19
Additional monthly expenses (strata, tax, utilities, etc.)$4.22
Total monthly cost$3,689.41
Interest paid over 5-yr term$163,707.56
Balance at end of term$513,796.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,400
Stress test qualifying rate8.09%
Payment you must qualify for$5,133.61

Cash Needed at Closing

Minimum down payment$46,400
Estimated BC PTT$12,280
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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