Property Type: Detached HouseOwnership: Freehold

2128 Thomas Park Dr

Nanaimo, BC V9X1K2

$760,000

3 bed2 bath4 parking2,019 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Lot size
12,360 square feet
Zoning
Residential

RS2M

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,611.41

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BathroomMain level3-Piece
Hobby roomLower level7'9 x 13'4
StorageLower level10'11 x 46'10
Recreation roomLower level12'9 x 47'1
DenMain level9'11 x 12'6
Living roomMain level14'9 x 17'5
KitchenMain level9'4 x 9'9
Dining roomMain level9'9 x 12'2
BedroomMain level11'10 x 11'6
BedroomMain level8'5 x 11'7
BedroomMain level10'2 x 14'11

Listing Information

MLS®
1040247
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Very solid older home almost completely updated when moved onto lot in 2018. New septic system - 2018, new windows, electrical service (200 amp service) 2018, new insulation that keeps hydro costs crazy affordable, windows, decks and heat pump - all 2018. All work approved and permitted. Hassle free community water. Large level .28 lot is completely fenced and backs onto ALR for privacy and a real country feel. Huge front deck for entertaining as well as a patio area off dining space 3 good sized bedrooms as well as 2 baths and den that would work great as a home office located on main floor. Eat in kitchen with butcher block countertops and updated cabinetry. Lower level is mainly finished with laundry, large rec room, den hobby room and huge mechanical/storage room with outside access. Seller is offering a $2000.00 allowance towards new appliances. Here's your chance to make your dream for country living a reality! (id:63159)

Values & Trends

This listing

$376/sqft

Building average

No other active listings in this building

Cedar average

$715/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cedar ElementaryElementary765 m
Cedar SecondarySecondary2.6 km
Qwam Qwum Stuwixwulh Community SchoolElementary3.5 km
North Oyster ElementaryElementary5.7 km
Chase River ElementaryElementary6.4 km
Cinnabar Valley ElementaryElementary6.4 km
Fulford Community ElementaryElementary7.8 km
Gabriola ElementaryElementary8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$608,000.00
Periodic payment — Principal & Interest (monthly)$3,922.61
Additional monthly expenses (strata, tax, utilities, etc.)$318.62
Total monthly cost$4,241.23
Interest paid over 5-yr term$174,254.55
Balance at end of term$546,897.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,451.96

Cash Needed at Closing

Minimum down payment$51,000
Estimated BC PTT$13,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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