Property Type: Detached HouseOwnership: Freehold

2146 Pauls Rd

Nanaimo, BC V9X1N8

$779,900

3 bed2 bath4 parking2,018 sqftBuilt 1988
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
0.58 acres
Zoning
Residential

rs2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,481

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageLower level14'5 x 16'11
StorageLower level11'2 x 17'7
BedroomLower level13'7 x 13'11
Family roomMain level13'4 x 17'7
BathroomMain level4-Piece
EntranceMain level6'11 x 9'8
Living roomMain level13'1 x 14'9
Dining nookMain level5'6 x 10'2
KitchenMain level10'11 x 12'2
BedroomMain level9'4 x 11'7
Laundry roomMain level5'0 x 8'5
EnsuiteMain level4-Piece
Primary BedroomMain level13'8 x 14'9

Listing Information

MLS®
1043162
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Tucked away in a peaceful, natural setting just steps from the ocean, this inviting home offers a rare blend of tranquility and convenience. Featuring three spacious bedrooms, two full bathrooms, and a large double garage, it’s perfectly suited for families or those seeking a coastal retreat. Inside, you’ll find a thoughtful layout that includes both a formal dining room and a cozy breakfast nook—offering flexible spaces to suit your lifestyle. The expansive primary bedroom includes access to a private deck, a generous closet, and a full 4-piece ensuite for added comfort. Large east-facing windows flood the home with natural light and provide sunrise views. Outside, stroll through beautifully landscaped gardens filled with Rhododendrons, Trilliums, and Red Currants, and relax with a cup of tea. Situated on over half an acre, this serene property is just a 10-minute drive to groceries and essential amenities—offering the perfect balance of peaceful living and everyday convenience. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Cedar average

$715/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cedar ElementaryElementary3.4 km
Cedar SecondarySecondary4.7 km
Qwam Qwum Stuwixwulh Community SchoolElementary5.5 km
North Oyster ElementaryElementary6.3 km
Chase River ElementaryElementary8.8 km
Cinnabar Valley ElementaryElementary9.0 km
Gabriola ElementaryElementary9.1 km
Fulford Community ElementaryElementary10.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,920.00
Periodic payment — Principal & Interest (monthly)$4,025.32
Additional monthly expenses (strata, tax, utilities, etc.)$391.08
Total monthly cost$4,416.40
Interest paid over 5-yr term$178,817.27
Balance at end of term$561,218.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,589.68

Cash Needed at Closing

Minimum down payment$52,990
Estimated BC PTT$13,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information