Property Type: Detached HouseOwnership: Freehold

214 WEST RIVER Road

Cambridge, BC N1S3A1

$1,075,000

4 bed3.5 bath14 parking2,100 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.57 acres
Frontage
84 feet

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,834.62

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave, Hood Fan, Window Coverings

Exterior & Lot

Exterior features
Brick
Lot features
Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
14 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement
Laundry roomBasement9'10'' x 12'2''
Utility roomBasement34'2'' x 12'1''
4pc BathroomSecond level5'7'' x 7'5''
BedroomSecond level12'11'' x 9'1''
BedroomSecond level12'10'' x 12'10''
BedroomSecond level9'1'' x 9'1''
OfficeSecond level11'6'' x 10'5''
3pc BathroomSecond level5'7'' x 7'4''
Primary BedroomSecond level11'1'' x 11'11''
OfficeMain level11'7'' x 10'4''
2pc BathroomMain level4'10'' x 4'6''
Family roomMain level11'1'' x 13'0''
KitchenMain level9'11'' x 11'2''
Dining roomMain level12'2'' x 11'2''
Living roomMain level22'4'' x 13'5''

Listing Information

MLS®
40833647
Listed
July 1, 2026
Time on market
On the market for 75 days
Data last synced
September 15, 2026

Listing provided by: R.W. Dyer Realty Inc., Brokerage · Data source: CREA DDF.

Description

Set back from the road on a long, tree-lined driveway on one of West Galt's most desired streets, this classic 1940s Colonial-style home sits on an oversized lot with a combination of privacy, land, and location that rarely comes to market. A country-home feel within the city - a short drive to historic downtown Galt shops and restaurants, The Gaslight District, Cambridge Mill, and trails along the Grand River. Inside, restored original hardwood floors add warmth and character to the living and dining rooms, while fresh paint throughout provides a bright, updated feel. The welcoming living room features a Muskoka-style gas fireplace and large windows that fill the space with natural light and views of the expansive yard. A separate family room provides flexibility for a home office, playroom, or additional living area. At the rear of the home, a spacious foyer creates a functional entry with mudroom potential. The kitchen features a pantry for extra storage and the opportunity to open to the adjacent dining room. Upstairs are four generously sized bedrooms, including the primary bedroom with extensive built-in storage, a walk-in closet, room for a king-sized bed, and space for a reading nook or home office. The recently updated 3-piece ensuite, refreshed main bathroom, and convenient main-floor powder room enhance everyday functionality. Outside, the oversized lot provides exceptional space both in front of and behind the home. Mature magnolia trees, perennial gardens, and a private backyard create a peaceful setting. With no rear neighbours, you'll enjoy a rare sense of privacy. The detached garage accommodates up to four vehicles in tandem, while the lengthy driveway provides ample parking. Combining character, space, and a prime West Galt setting, this home delivers everyday comfort and lasting appeal. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

11 - St Gregory's/Tait average

$452/sqft

12 active listing(s)

Parking: 14 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$860,000.00
Periodic payment — Principal & Interest (monthly)$5,548.43
Additional monthly expenses (strata, tax, utilities, etc.)$674.55
Total monthly cost$6,222.98
Interest paid over 5-yr term$246,478.47
Balance at end of term$773,572.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.98

Cash Needed at Closing

Minimum down payment$82,500
Estimated BC PTT$19,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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