Property Type: Detached HouseOwnership: Freehold

2181 14 Avenue SE

Salmon Arm, BC V1E2N2

$869,000

5 bed4 bath5 parking3,096 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres
Frontage
37 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,780

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement7'0'' x 8'6''
BedroomBasement10'6'' x 12'6''
BedroomBasement10'5'' x 18'0''
Dining roomBasement14'0'' x 12'0''
KitchenBasement9'0'' x 9'6''
Living roomBasement13'0'' x 14'0''
Family roomBasement20'0'' x 15'0''
OtherSecond level7'0'' x 6'6''
4pc BathroomSecond level5'5'' x 10'2''
BedroomSecond level10'1'' x 10'3''
BedroomSecond level12'0'' x 11'1''
3pc Ensuite bathSecond level8'7'' x 6'6''
Primary BedroomSecond level13'1'' x 12'9''
WorkshopMain level6'6'' x 8'0''
DenMain level13'0'' x 10'0''
4pc BathroomMain level9'0'' x 5'0''
Laundry roomMain level6'10'' x 6'3''
PantryMain level6'5'' x 5'0''
KitchenMain level11'9'' x 14'0''
Dining roomMain level9'0'' x 11'6''
Living roomMain level14'0'' x 14'6''

Listing Information

MLS®
10397750
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

Contemporary 2019 Two-Storey Home with Legal Walk-Out Basement Suite. Located in desirable Hillcrest Heights, just off 20th Street SE & next to Hillcrest Elem School, this contemporary two storey home offers exceptional versatility with a fully finished, legal two bedrm walk-out basement suite. The bright, open-concept main floor features a spacious living room with fireplace & vaulted ceiling, open galley style kitchen with pantry & dining area with access to a covered outdoor deck. Main-floor den can be a 6th Bedrm, full bthrm add convenience and flexibility. Upstairs, Master includes a full ensuite and walk-in closet, complemented by two additional bedrooms & another full bathroom. Lower level is designed for max functionality, offering a family room or another additional bedrm space for the main home, (could have 5 bdrm) plus a separate, fully finished 2 bedrm legal suite with its own entrance & laundry. Double attached garage includes a separate heated shop are; ideal for a home based business, hobbyist, or extra storage. The property is R8 zoned for the legal suite, features two separate electrical meters, and was built to City standards for legal suites. The home is covered by New Home Warranty until 2029 and includes two complete sets of appliances, including an impressive side-by-side refrigerator/freezer on the main floor and laundry facilities on both levels. The upper level is vacant for August 31st and the lower level is fully rented for $1500/mo. Virtual tour. (id:63159)

Values & Trends

This listing

$281/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$431/sqft

42 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hillcrest ElementaryElementary138 m
Shuswap Middle SchoolMiddle984 m
King's Christian School(Independent)K-121.5 km
South Broadview ElementaryElementary1.6 km
J.L. Jackson SecondarySecondary1.7 km
Salmon Arm StorefrontSecondary2.0 km
Bastion ElementaryElementary2.2 km
Salmon Arm SecondarySecondary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Badger Park602 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$695,200.00
Periodic payment — Principal & Interest (monthly)$4,485.19
Additional monthly expenses (strata, tax, utilities, etc.)$553.33
Total monthly cost$5,038.53
Interest paid over 5-yr term$199,246.32
Balance at end of term$625,334.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,206.32

Cash Needed at Closing

Minimum down payment$61,900
Estimated BC PTT$15,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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