Property Type: Detached HouseOwnership: Freehold

2121 3 Avenue SE

Salmon Arm, BC V1E1K1

$899,000

6 bed4 bath2 parking3,354 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,464.97

Interior

Basement
Full
Heating
See remarks
Fireplace
Yes (2)
Fireplace type
Gas, Electric, Unknown, Unknown
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
City view, Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement5'2'' x 6'10''
Recreation roomBasement26'11'' x 12'1''
OfficeBasement11'10'' x 16'4''
BedroomBasement13'10'' x 12'0''
3pc BathroomBasement8'10'' x 11'7''
OtherSecond level5'9'' x 7'7''
Primary BedroomSecond level15'10'' x 12'0''
BedroomSecond level9'3'' x 12'8''
BedroomSecond level10'0'' x 9'6''
BedroomSecond level10'7'' x 11'5''
4pc Ensuite bathSecond level8'5'' x 9'0''
4pc BathroomSecond level6'5'' x 7'7''
BedroomMain level8'11'' x 11'10''
Living roomMain level17'6'' x 12'11''
Laundry roomMain level5'8'' x 10'8''
KitchenMain level11'10'' x 9'3''
OtherMain level21'6'' x 19'2''
Family roomMain level13'9'' x 12'1''
Dining roomMain level10'6'' x 11'1''
OtherMain level16'0'' x 7'10''
3pc BathroomMain level5'7'' x 7'10''

Listing Information

MLS®
10388237
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

FIRST TIME OFFERED - Located in a great SE Salmon Arm neighbourhood, this bright, spacious and beautifully maintained family home is being offered for sale for the very first time. With over 3,300 sq.ft. of living space, this traditional two-storey home with a fully finished walkout basement offers room for the whole family and then some. The main floor features a formal living room and dining area, an inviting eat-in kitchen, cozy family room, convenient laundry, and a den or sixth bedroom ideal for guests or a home office. Step out to the large deck overlooking the private fenced yard, garden beds, and incredible lake and mountain views. Upstairs you’ll find 4 spacious bedrooms and 2 full bathrooms - plenty of room for a growing family. The fully finished walkout basement offers excellent flexibility with a separate entrance, covered patio, hot tub area, and potential to create a suite for extended family or mortgage helper income. Outside, enjoy the beautifully landscaped and very private backyard complete with garden beds, healthy plum tree, and grape vines. Located close to schools, parks, walking trails, downtown shopping, and amenities, this is an exceptional opportunity to own a large family home in an amazing neighbourhood. Additional updates include a newer hot water tank and replacement of all Poly B plumbing for added peace of mind. A rare offering with space, views, privacy, and suite potential — perfect for the growing or multi-generational family. (id:63159)

Values & Trends

This listing

$268/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$431/sqft

42 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Shuswap Middle SchoolMiddle605 m
Hillcrest ElementaryElementary740 m
King's Christian School(Independent)K-12842 m
J.L. Jackson SecondarySecondary965 m
South Broadview ElementaryElementary999 m
Bastion ElementaryElementary1.3 km
Salmon Arm SecondarySecondary1.7 km
Salmon Arm StorefrontSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$623.41
Total monthly cost$5,263.45
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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