Property Type: Detached HouseOwnership: Freehold

2190 1st Avenue SE

Salmon Arm, BC V1E1K1

$749,900

3 bed3 bath2 parking2,379 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation7'6'' x 8'2''
BedroomAdditional Accommodation12'9'' x 14'9''
Living roomAdditional Accommodation14'10'' x 14'8''
KitchenAdditional Accommodation6'1'' x 12'10''
StorageLower level15'3'' x 12'1''
Utility roomLower level6'10'' x 12'11''
OtherLower level11'9'' x 5'9''
Laundry roomLower level11'9'' x 10'1''
DenLower level11'0'' x 12'7''
BedroomMain level12'5'' x 13'3''
3pc BathroomMain level5'6'' x 10'1''
4pc Ensuite bathMain level5'1'' x 10'10''
Primary BedroomMain level18'3'' x 14'11''
FoyerMain level6'6'' x 7'9''
Living roomMain level21'2'' x 14'10''
Dining roomMain level12'8'' x 9'6''
KitchenMain level12'8'' x 10'4''

Listing Information

MLS®
10383638
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

FAMILY HOME WITH VIEWS AND IN-LAW SUITE! Comfortable living meets effortless versatility in this beautiful home on 0.19 acres, where sweeping lake and mountain views create a breathtaking everyday backdrop. Thoughtfully designed with both comfort and functionality in mind, this residence offers a great opportunity for growing families - complete with a spacious 1-Bed, 1-Bath In-Law Suite - ideal for extended family or added income. A welcoming foyer introduces the home’s warm, inviting aesthetic, leading into the kitchen and cozy dining area positioned to capture the beautiful views. The kitchen features Oak cabinetry and plenty of storage space. The inviting living room features lake and mountain views, where you can relax and enjoy sunsets or storm-watching - a comfortable setting for both entertaining & everyday moments. The main level offers a well-appointed and relaxing primary retreat with private sliding door access to the backyard and a 4-piece ensuite. This level also features a second bedroom - which enjoys sliding door access to the backyard - and a lovely 3-piece bathroom. The lower level enhances the home’s flexibility with a large den, cold storage, storage room and shared laundry. The In-Law Suite adds undeniable value. The terraced, landscaped backyard and covered porch off of the bedrooms create inviting spaces to relax and unwind. Complete with an attached double car garage & garden shed, this is a home that truly embodies lifestyle, comfort & opportunity! (id:63159)

Values & Trends

This listing

$315/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$430/sqft

42 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Shuswap Middle SchoolMiddle575 m
King's Christian School(Independent)K-12768 m
Hillcrest ElementaryElementary813 m
South Broadview ElementaryElementary922 m
J.L. Jackson SecondarySecondary960 m
Bastion ElementaryElementary1.2 km
Salmon Arm SecondarySecondary1.6 km
Salmon Arm StorefrontSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$119.00
Total monthly cost$3,989.48
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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