Property Type: Detached HouseOwnership: Freehold

2651 Okanagan Avenue NE

Salmon Arm, BC V1E2T2

$915,000

4 bed3.5 bath6 parking2,544 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.45 acres
Frontage
100 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,906.7

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Tile, Hardwood, Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco, Wood siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerMain level9'5'' x 10'3''
Utility roomBasement4'6'' x 8'10''
StorageBasement4'11'' x 5'6''
StorageBasement4'11'' x 7'9''
Recreation roomBasement10'5'' x 21'
Laundry roomBasement4'3'' x 8'5''
OfficeBasement11' x 13'5''
KitchenAdditional Accommodation13'3'' x 13'7''
Living roomAdditional Accommodation6'11'' x 17'5''
Full bathroomAdditional Accommodation5'4'' x 7'2''
BedroomAdditional Accommodation11'10'' x 12'10''
OtherMain level25'1'' x 25'1''
4pc BathroomMain level7' x 11'7''
BedroomMain level9' x 12'
BedroomMain level10'6'' x 12'
2pc Ensuite bathMain level4'7'' x 6'8''
Primary BedroomMain level11'7'' x 13'7''
Dining roomMain level8'4'' x 12'
KitchenMain level9'2'' x 11'7''
Living roomMain level12'10'' x 17'11''

Listing Information

MLS®
10396806
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome home! This home truly has it all! Situated on almost 1/2 with beautiful landscaping, lawns, mature trees, garden boxes, sheds, equipment storage, green house, chicken coop, etc. There is lots of room for the kids and pets. This is a very well loved and maintained home and has been renovated over the years. A floor plan with 4 bedrooms/ 3 bathrooms including a terrific self contained 1 bed/ 1 bath in-law suite with laundry and separate entrance. The main floor includes 3 bedrooms and 2 bathrooms, a spacious living room with gas fireplace, functional kitchen with white appliances and gas range, nice open foyer, a covered deck along the entire back of the house for use all year and has a natural gas bbq hook-up. The basement has lots of room including a spacious rec room, office area, storage and laundry. Newer furnace and hot water on demand. The garage is 25'X25' with 11' ceilings and 9'X10' doors, creating lots of room for the cars, trucks or even an RV and still lots of room for storage or working on projects, it is partially insulated and has a 200amp service with lots of plugs. The location is perfect with a short distance to schools, churches, walking trails, amenities, recreation and more. Definitely a must see! (id:63159)

Values & Trends

This listing

$360/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$396/sqft

66 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shuswap Middle SchoolMiddle349 m
King's Christian School(Independent)K-12359 m
South Broadview ElementaryElementary520 m
Hillcrest ElementaryElementary1.1 km
Bastion ElementaryElementary1.1 km
J.L. Jackson SecondarySecondary1.2 km
Salmon Arm SecondarySecondary1.4 km
Salmon Arm StorefrontSecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Tim Hortons750 m

Banks & ATMs (1)

  • Unnamed788 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$732,000.00
Periodic payment — Principal & Interest (monthly)$4,722.62
Additional monthly expenses (strata, tax, utilities, etc.)$535.89
Total monthly cost$5,258.51
Interest paid over 5-yr term$209,793.30
Balance at end of term$658,436.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,524.67

Cash Needed at Closing

Minimum down payment$66,500
Estimated BC PTT$16,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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