Property Type: Detached HouseOwnership: FreeholdNEW LISTING

9 SALISBURY Avenue

Cambridge, BC N1S1H7

$524,900

3 bed1 bath2 parking1,270 sqftBuilt 1890
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
22 feet

C1RM1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,858.02

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Refrigerator, Stove

Exterior & Lot

Exterior features
Brick
Lot features
Paved driveway

Building

Foundation
Stone
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level11'3'' x 9'6''
BedroomSecond level13'8'' x 7'8''
BedroomSecond level10'4'' x 7'9''
4pc BathroomSecond level
Living roomMain level11'7'' x 11'2''
KitchenMain level11'8'' x 11'11''
Dining roomMain level13'5'' x 12'4''

Listing Information

MLS®
40862982
Listed
September 14, 2026
Time on market
Listed today
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Step into a piece of history with this charming circa-1890s heritage home, where timeless character meets thoughtful modern updates. Ideally situated close to downtown Galt and Cambridge’s vibrant Gaslight District, this unique property offers the character and convenience of an established neighbourhood. With both residential and commercial zoning, the property presents an exceptional opportunity for those looking to combine home and work under one roof. It is particularly well equipped for professional or home-based business use, with fully wired Ethernet throughout for fast, secure internet access, along with a wired multi-line business telephone system. Inside, the main floor has been refreshed with new luxury vinyl tile flooring (July 2026), complemented by newer windows and upgraded insulation in the walls and attic. The bedrooms and living room feature new lighting fixtures (June 2026), while the primary bedroom offers the added convenience of a large walk-in closet. The home has benefited from a number of additional updates, including a new furnace and central air conditioning (October 2016), new water softener (January 2025), and new kitchen and bathroom faucets, shower fixtures and toilet (January 2025). A new concrete front porch (August 2026) adds to the home’s curb appeal and functionality. Outside, the property provides parking for two vehicles (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

14 - Westview average

$468/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (strata, tax, utilities, etc.)$302.17
Total monthly cost$3,011.35
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,490
Stress test qualifying rate8.09%
Payment you must qualify for$3,824.91

Cash Needed at Closing

Minimum down payment$27,490
Estimated BC PTT$8,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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