Property Type: TownhouseOwnership: Strata

220 Prior Road S Unit# 1

Kelowna, BC V1X2Y4

$598,000

5 bed3.5 bath3 parking2,145 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$418/mo
Annual property tax
$2,662.13

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Basement
Full
Heating
Other
Cooling / A/C
See Remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Hardwood, Vinyl

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Other, Additional Parking

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level5' x 13'
OtherAdditional Accommodation' x '
Full bathroomAdditional Accommodation5' x 8'
Living roomAdditional Accommodation13' x 17'
Dining roomAdditional Accommodation9' x 8'
BedroomAdditional Accommodation11' x 13'
BedroomAdditional Accommodation11'4'' x 13'7''
BedroomAdditional Accommodation8'8'' x 13'7''
FoyerMain level4' x 4'
KitchenMain level12'3'' x 13'
Dining roomMain level10'1'' x 8'8''
Living roomMain level18' x 12'11''
Laundry roomMain level' x '
2pc BathroomMain level4'3'' x 9'
BedroomMain level8'8'' x 10'7''
OtherMain level4'11'' x 5'11''
3pc Ensuite bathMain level5'6'' x 10'
Primary BedroomMain level11'9'' x 14'2''
OtherMain level19' x 21'

Listing Information

MLS®
10397969
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Fantastic option for an investment property or first time buyer opportunity. It features 5 bedrooms, 2.5 baths and has many updates over the years. Main level is 2 bed, 1.5 baths with a large great room, laundry and dining area with a deck and green space. The lower level has 3 beds, 1 bath and separate laundry. It's currently rented for $2000 per month. Plus the attached 2 car garage is a bonus along with an additional outdoor parking space. (id:63159)

Values & Trends

This listing

$279/sqft

Building average

$260/sqft

1 active listing(s)

Rutland South average

$394/sqft

17 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary181 m
Belgo Elementary SchoolElementary668 m
Rutland Senior SecondaryElementary1.1 km
Rutland Middle SchoolMiddle1.2 km
Quigley ElementaryElementary1.4 km
Rutland ElementaryElementary1.4 km
Okanagan Christian School(Independent)K-121.5 km
Flex Academy(Independent)K-121.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Alcatraz Chicken · 225 Rutland Road South165 m
  • Vancouver Pizza Kitchen · 225 Rutland Road South166 m
  • Fusion Food Lounge228 m
  • Memphis Blues265 m
  • Latin Fiesta686 m

Cafes (2)

  • Dosa Crepe Cafe · Gray Road224 m
  • Starbucks249 m

Grocery (1)

  • Save-On-Foods378 m

Parks (5+)

  • Rutland Lions Park359 m
  • Roxby Square460 m
  • Rutland Centennial Park529 m
  • Brighton Park577 m
  • Belgo Park775 m

Pharmacies (2)

  • The Local Pharmacy · 225 Rutland Road South166 m
  • Shoppers Drug Mart562 m

Banks & ATMs (4)

  • Interior Savings155 m
  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North263 m
  • First West Credit Union · 110 Highway 33 West300 m
  • TD458 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$478,400.00
Periodic payment — Principal & Interest (monthly)$3,086.47
Additional monthly expenses (strata, tax, utilities, etc.)$746.40
Total monthly cost$3,832.88
Interest paid over 5-yr term$137,110.82
Balance at end of term$430,322.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,330.81

Cash Needed at Closing

Minimum down payment$34,800
Estimated BC PTT$9,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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