2214 McCoy Rd
Saanich, BC V8N1E5
$975,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Lot size
- 8,833 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,679.26
Interior
- Heating
- Baseboard heaters, Forced air, Oil, Electric
- Cooling / A/C
- None
- Fireplace
- Yes (2)
- Appliances
- Refrigerator, Range - Electric, Dishwasher
Exterior & Lot
- Lot features
- Curb & gutter, Level lot, Corner Site, Sloping
Building
- Parcel ID (PID)
- 000-447-471
Parking
- Total spaces
- 6
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | — |
| Mud room | Lower level | — |
| Entrance | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Second level | — |
| Recreation room | Lower level | — |
| Laundry room | Lower level | — |
| Bathroom | Lower level | 3-Piece |
Listing Information
- MLS®
- 1048948
- Listed
- September 8, 2026
- Time on market
- On the market for 5 days
- Data last synced
- September 13, 2026
Listing provided by: RE/MAX Camosun · Data source: CREA DDF.
Description
An exceptional missing middle housing opportunity less than a block from UVic! Set on a large 8,833 sq. ft. corner lot, this property offers exciting possibilities for future development, including potential townhouses. Move in and enjoy, explore rental income while living here, or hold as an investment while planning your next steps. The three level split offers four bedrooms, vaulted ceilings and hardwood floors, with a lower level rec room and extra bathroom providing flexible space for family, guests or hobbies. Generous storage keeps everything tucked away, while the sunny front patio is an inviting spot for morning coffee or relaxing afternoons. Tucked along a quiet street across from a sports field, the setting combines a peaceful residential feel with exceptional everyday convenience. Cadboro Bay Beach, shopping and all levels of schools are close by, with UVic practically at your doorstep. A standout location with room to enjoy today and exciting potential for tomorrow! (id:63159)
Values & Trends
This listing
$486/sqft
Building average
—
No other active listings in this building
Arbutus average
$688/sqft
8 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Victoria (University of)
15°C
—
Humidity 68%
Wind WSW 6 km/h
Tonight
12°
Monday
16°
Monday night
11°
Tuesday
20°
Tuesday night
10°
Wednesday
22°
Source: Environment and Climate Change Canada.
Population
117,735
(2021 Census)
+3.1% since 2016
Density: 1,136.5/km²
Dwellings: 50,064
Median household income: $93,000
After-tax: $83,000
Immigrant population: 22.5%
Top countries of origin (% of total population)
- China3.5% · 4,110
- United Kingdom3.2% · 3,760
- India2.3% · 2,650
- Philippines1.7% · 1,995
- United States of America1.4% · 1,655
- Germany0.6% · 730
- Hong Kong0.6% · 720
- Viet Nam0.5% · 540
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Mount Douglas Secondary | Secondary | 209 m |
| Maria Montessori Academy(Independent) | Elementary | 362 m |
| Campus View Elementary | Elementary | 665 m |
| Arbutus Global Middle School | Elementary | 709 m |
| ArtsCalibre Academy(Independent) | Elementary/Middle | 1.1 km |
| Frank Hobbs Elementary | Elementary | 1.4 km |
| Lambrick Park Secondary | Secondary | 1.4 km |
| Gordon Head Middle School | Elementary | 1.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Starbucks701 m
Parks (2)
- Fairburn Park393 m
- Montague Park602 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.