Property Type: Detached HouseOwnership: Freehold

2228 Linea Crescent

Lumby, BC V0E2G0

$709,000

5 bed3 bath6 parking1,907 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres
Frontage
76 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,802.45

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, See Remarks

Room Dimensions

RoomLevelDimensions
Laundry roomLower level4'10'' x 8'0''
WorkshopLower level9'9'' x 12'1''
4pc BathroomMain level6'7'' x 6'6''
BedroomMain level9'8'' x 10'0''
BedroomMain level9'1'' x 10'3''
4pc Ensuite bathMain level4'11'' x 7'1''
Primary BedroomMain level12'8'' x 11'7''
KitchenMain level12'4'' x 13'11''
Dining roomMain level8'8'' x 12'11''
Living roomMain level12'3'' x 18'0''
OtherLower level22'0'' x 20'3''
BedroomLower level9'10'' x 10'6''
BedroomLower level11'8'' x 10'7''
4pc BathroomLower level7'6'' x 5'10''
Family roomLower level15'1'' x 11'11''
FoyerLower level8'9'' x 4'4''

Listing Information

MLS®
10397493
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: O'Keefe 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Well-maintained 5-bedroom, 3-bathroom home in a quiet, family-friendly community. Offering a functional layout, great outdoor space, and plenty of room for the whole family, this home is ready to move in and enjoy. The main floor features a bright open-concept living and dining area with a charming bay window, while the adjacent kitchen offers white cabinetry, vinyl flooring, and a cozy eating area. Three bedrooms are located on the main level, including the spacious primary bedroom with its own full ensuite. The finished lower level consists of two additional bedrooms, a full bath, a family room with a cozy gas fireplace and laundry. There is also potential to create a suite with access through the garage, offering an opportunity for future income (buyer to verify). Outside, the landscaped and fully fenced yard is designed for enjoying the outdoors. The spacious covered deck provides the perfect setting for outdoor dining and entertaining, while the firepit patio, water fountain, and charming treehouse add to the appeal. There's also room along the side of the home to create designated RV or boat parking. The double garage includes a workshop with a built-in workbench, providing a space for projects, storage, and hobbies. This is a fantastic opportunity to put down roots in a home with loads of potential, and with schools and the town centre all just minutes away. Don't miss your chance to make this wonderful family home your own! Book a private tour today! (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Lumby Valley average

$476/sqft

46 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary366 m
Charles Bloom SecondaryK-12539 m
Crossroads Learning CentreSecondary655 m
Okanagan Waldorf School(Independent)Elementary5.6 km
Lavington ElementaryElementary9.8 km
B X ElementaryElementary18.4 km
Coldstream ElementaryElementary19.0 km
Hillview ElementaryElementary19.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avenue Pizza584 m
  • Yuki Sushi635 m
  • Sisters Family Restaurant700 m
  • Millie's Kitchen703 m
  • Ana's Pizza707 m

Cafes (2)

  • Jitter Beans Coffee Shop661 m
  • Tim Hortons796 m

Grocery (1)

  • Super A Foods653 m

Parks (5+)

  • Oval Park562 m
  • Unnamed605 m
  • Unnamed670 m
  • Unnamed675 m
  • Unnamed763 m

Shopping (1)

  • Field's Mini Mart673 m

Banks & ATMs (1)

  • Scotiabank619 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($45,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$567,200.00
Periodic payment — Principal & Interest (monthly)$3,659.38
Additional monthly expenses (strata, tax, utilities, etc.)$411.87
Total monthly cost$4,071.25
Interest paid over 5-yr term$162,561.15
Balance at end of term$510,198.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,099.01

Cash Needed at Closing

Minimum down payment$45,900
Estimated BC PTT$12,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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