Property Type: Detached HouseOwnership: Freehold

2744 Cedar Ridge Street

Lumby, BC V0E2G5

$795,000

4 bed4.5 bath4 parking2,336 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres
Frontage
57 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,001

Interior

Basement
Full
Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level7'9'' x 8'5''
Laundry roomSecond level6'0'' x 7'2''
4pc Ensuite bathSecond level9'2'' x 10'8''
BedroomSecond level10'5'' x 12'5''
BedroomSecond level10'5'' x 13'2''
Primary BedroomSecond level14'0'' x 15'0''
BedroomAdditional Accommodation10'4'' x 12'6''
Laundry roomMain level2'6'' x 3'7''
Full bathroomAdditional Accommodation4'11'' x 8'7''
Living roomAdditional Accommodation9'0'' x 12'6''
KitchenAdditional Accommodation8'3'' x 12'6''
OtherMain level15'0'' x 20'1''
FoyerMain level7'11'' x 9'6''
2pc BathroomMain level5'4'' x 5'10''
PantryMain level5'10'' x 7'11''
Dining roomMain level10'0'' x 12'6''
Living roomMain level14'4'' x 15'0''
KitchenMain level11'0'' x 12'0''

Listing Information

MLS®
10390257
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to this beautiful, move-in-ready modern home, offering a perfect blend of comfort, style, and versatility. This immaculate 3-bedroom residence, plus a fully self-contained 1-bedroom suite, showcases quality finishes and contemporary appliances throughout. Step outside to a fully fenced and landscaped backyard, featuring a charming plum tree, lush lawn, flower beds, and inviting outdoor dining areas with concrete patios, offering seamless indoor-outdoor flow while maintaining privacy for each residence. Bathed in natural light, the main home features an airy open-concept layout with elegant high ceilings and inset lighting, creating a warm, welcoming atmosphere. The spacious kitchen is a true centrepiece with a generous island and walk-in pantry conveniently located near the garage entry. Upstairs you'll find a convenient laundry, three comfortable bedrooms, including a serene primary suite with walk-in closet and stylish ensuite with double vanity and step-in shower. The self-contained suite adds flexibility with its own private entrance, laundry pair, power panel, and like-new appliances—including a fridge with water and ice, glass-top stove, dishwasher, and in-suite laundry—ideal for guests or as a mortgage helper. Located in Lumby’s newest neighbourhood with easy access to schools, shopping, and activities, additional features include a heat pump, programmable thermostats, easy-close blinds, attached double garage, and remaining home warranty for peace of mind. (id:63159)

Values & Trends

This listing

$340/sqft

Building average

No other active listings in this building

Lumby Valley average

$477/sqft

46 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary551 m
Charles Bloom SecondaryK-12648 m
Crossroads Learning CentreSecondary737 m
Okanagan Waldorf School(Independent)Elementary5.4 km
Lavington ElementaryElementary9.7 km
B X ElementaryElementary18.3 km
Coldstream ElementaryElementary18.8 km
Hillview ElementaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Avenue Pizza637 m
  • Yuki Sushi723 m
  • Sisters Family Restaurant754 m
  • Millie's Kitchen789 m

Cafes (1)

  • Jitter Beans Coffee Shop706 m

Grocery (1)

  • Super A Foods658 m

Parks (4)

  • Unnamed550 m
  • Unnamed677 m
  • Oval Park716 m
  • Unnamed771 m

Shopping (1)

  • Field's Mini Mart723 m

Banks & ATMs (1)

  • Scotiabank663 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$636,000.00
Periodic payment — Principal & Interest (monthly)$4,103.26
Additional monthly expenses (strata, tax, utilities, etc.)$450.42
Total monthly cost$4,553.67
Interest paid over 5-yr term$182,279.43
Balance at end of term$572,084.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,694.19

Cash Needed at Closing

Minimum down payment$54,500
Estimated BC PTT$13,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$69,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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