Property Type: Detached HouseOwnership: Freehold

223 MURTLE Road

Clearwater, BC V0E1N2

$680,000

5 bed3 bath3 parking2,597 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,249

Interior

Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Propane, Unknown

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level
Full bathroomBasement
Full bathroomMain level
Utility roomBasement6'7'' x 9'9''
Family roomBasement10' x 15'3''
DenBasement9'9'' x 10'
BedroomBasement9'11'' x 11'5''
Primary BedroomBasement10'5'' x 12'4''
Living roomBasement15'9'' x 14'5''
KitchenBasement12' x 16'6''
Laundry roomMain level6'5'' x 6'11''
BedroomMain level9'6'' x 11'
BedroomMain level10'2'' x 11'9''
Primary BedroomMain level12'11'' x 12'4''
Dining roomMain level7'6'' x 12'
Living roomMain level14'3'' x 15'
KitchenMain level11'8'' x 12'

Listing Information

MLS®
10386982
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Beautifully updated and centrally located, this spacious 2,800 sq. ft. home offers excellent flexibility for families, multi-generational living, or rental potential. Located in one of the only subdivisions connected to community sewer and water, this property offers both convenience and long-term value. The main floor features an open-concept layout with modern flooring, updated colors, and large windows bringing in plenty of natural light. The cozy propane fireplace creates a warm living space, while the dining area opens onto a covered deck perfect for relaxing or entertaining. Upstairs offers 3 bedrooms, including a spacious primary suite with full ensuite and deep soaker tub, plus an additional full bathroom. The lower level includes a family room, additional bedroom, utility/laundry access, and a bright 1 bedroom + den basement in-law suite with private ground-level entry and separate parking. Outside, enjoy the fully fenced and landscaped yard, paved driveway, additional parking, and a convenient storage shed. A move-in ready property with space, functionality, and income potential in a great central location. Call to make your appointment to view. (id:63159)

Values & Trends

This listing

$262/sqft

Building average

No other active listings in this building

Clearwater average

$399/sqft

38 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary785 m
Raft River ElementaryElementary2.5 km
Vavenby ElementaryElementary23.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • K&A Gateway Grill593 m
  • Unnamed661 m
  • The Old Caboose Restaurant · 260 Park Drive661 m

Cafes (3)

  • Tim Hortons555 m
  • Wild Flour bakery café732 m
  • Strawberry Moose · 425 Eden Road778 m

Grocery (1)

  • Save-on-Foods449 m

Parks (2)

  • Weyerhaeuser Pioneer Park355 m
  • Capostinsky Park425 m

Pharmacies (1)

  • Pharmasave · Murtle Crescent481 m

Banks & ATMs (1)

  • Interior Savings580 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($43,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$544,000.00
Periodic payment — Principal & Interest (monthly)$3,509.70
Additional monthly expenses (strata, tax, utilities, etc.)$484.08
Total monthly cost$3,993.79
Interest paid over 5-yr term$155,911.96
Balance at end of term$489,329.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,898.31

Cash Needed at Closing

Minimum down payment$43,000
Estimated BC PTT$11,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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