Property Type: Detached HouseOwnership: Freehold

1032 CAROLINE Road

Clearwater, BC V0E1N2

$645,000

4 bed2 bath8 parking1,934 sqftBuilt 1987
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.93 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,818

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement9'0'' x 7'0''
Recreation roomBasement17'0'' x 16'0''
BedroomMain level12'0'' x 10'0''
BedroomBasement10'0'' x 7'0''
Primary BedroomMain level12'0'' x 11'0''
BedroomBasement13'0'' x 12'0''
Dining roomMain level11'0'' x 9'0''
Living roomMain level17'0'' x 14'0''
KitchenMain level11'0'' x 10'0''
4pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10385402
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

YOU MUST SEE this 4 bed/ 2 bath home on almost 2 acres. Located just mins from Clearwater's downtown core, and the gateway to Wells Gray Park. Great kitchen, with plenty of counter space, and bright sunny windows. Opening onto very private covered patio, that overlooks your manicured backyard. This yard features a 20x24 detached shop, with concrete floors, power, insulated, and wood heat. The att double garage is oversized for all your needs. Many upgrades, and updates, including Shingles, Hot Water Tank, Paint, and Driveway Crush...""NEW BATHROOM ON THE MAIN FLOOR"". This property is cared for Top to Bottom! DONT MISS OUT!!!! (id:63159)

Values & Trends

This listing

$334/sqft

Building average

No other active listings in this building

Clearwater average

$397/sqft

38 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary5.6 km
Raft River ElementaryElementary7.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$516,000.00
Periodic payment — Principal & Interest (monthly)$3,329.06
Additional monthly expenses (strata, tax, utilities, etc.)$331.83
Total monthly cost$3,660.89
Interest paid over 5-yr term$147,887.08
Balance at end of term$464,143.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,656.08

Cash Needed at Closing

Minimum down payment$39,500
Estimated BC PTT$10,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information