229 WATER Street N
Cambridge, BC N1R3B9
$399,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 46 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,274
Interior
- Basement
- Unfinished, Crawl space
- Heating
- Baseboard heaters
- Cooling / A/C
- Window air conditioner
- Fireplace
- None
Exterior & Lot
- Exterior features
- Concrete, Brick
Building
- Foundation
- Block
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Total spaces
- 4 — uncovered indicated
- Features
- Open
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 14'4'' x 13'10'' |
| Family room | Main level | 10'6'' x 15'6'' |
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 10'0'' x 8'11'' |
| Primary Bedroom | Main level | 12'0'' x 8'11'' |
| Kitchen | Main level | 14'3'' x 11'3'' |
| Foyer | Main level | 4'0'' x 6'4'' |
| Office | Second level | 12'0'' x 8'3'' |
| Den | Second level | 3'7'' x 7'5'' |
| Primary Bedroom | Second level | 10'2'' x 11'4'' |
| 3pc Bathroom | Second level | — |
| Living room | Second level | 12'0'' x 11'10'' |
| Kitchen | Second level | 11'6'' x 11'5'' |
Listing Information
- MLS®
- 40847807
- Listed
- July 22, 2026
- Time on market
- On the market for 54 days
- Data last synced
- September 15, 2026
Listing provided by: RE/MAX REAL ESTATE CENTRE INC. · Data source: CREA DDF.
Description
Home in the Heart of Galt, Cambridge! This property features 3 bedrooms and 2 bathrooms, providing spacious living in a prime location. Directly across from Galt Collegiate Institute & Vocational School (GCI), it delivers unmatched convenience and strong appeal. Surrounded by major amenities including Tim Hortons, FreshCo, Starbucks, Subway, and more, residents enjoy a highly walkable lifestyle with everything close at hand. Well-served by public transit and just minutes from Cambridge’s historic downtown core, with shopping, dining, entertainment, and the scenic Grand River trails nearby. (id:63159)
Values & Trends
This listing
$254/sqft
Building average
—
No other active listings in this building
30 - Elgin Park/Coronation average
$426/sqft
10 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
20°C
—
Humidity 58%
Wind S 10 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
24°
Thursday night
11°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Dwellings: 53,491
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





