Property Type: Land / LotOwnership: Freehold

2305 Lions Ridge Road Lot# SL 10

Celista, BC V1Y5J4

$275,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.89 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$65/mo
Annual property tax
$775

Maintenance Fee Includes

Water

Also included: Sewer

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10385115
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

ACREAGE BUILDING LOT located in Shuswap Valley Estates in Celista, Shuswap Lake, BC. Just under 3 Acres, fully serviced with community water at lot line, Sewer at lot line, BC Hydro power, Garbage collection service, Telus fibre optic cable & Starlink satellite service. This private secluded lot is located in a gated bare land strata development at the end of the road in a cul-de-sac setting. Gently sloped from front to back, bring your plans & build your dream home or Shuswap vacation home. Close to the beach, amenities of Celista & Scotch Creek, Golfing, Quadding, Snowmobiling, you'll enjoy everything the Shuswap has to offer. Located just off the base of the world renowned Crowfoot Mountain with groomed trails, cabins & world class lookout areas. Bare land strata means you own the lot and share in the services provided including the road, gate, water & sewer. Offered with a low strata fee of only $65/month. Moore your boat at the local marinas in either Anglemont or Scotch Creek and enjoy the 1,000 Kms of Shuswap Lake shoreline. The developer is also offering a package deal for all remaining lots, you can inquire within for more information regarding that. 5 of the 16 lots have been sold. Lot 10 is at title registration now and available immediately thereafter. Viewings require an appointment as the security gate is closed and locked. Check out the virtual tour too. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle2.9 km
Sorrento ElementaryElementary14.1 km
Carlin Elementary MiddleElementary/Middle15.1 km
North Canoe ElementaryElementary24.2 km
Shuswap SDA(Independent)Elementary/Middle24.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$220,000.00
Periodic payment — Principal & Interest (monthly)$1,419.37
Additional monthly expenses (strata, tax, utilities, etc.)$129.58
Total monthly cost$1,548.95
Interest paid over 5-yr term$63,052.63
Balance at end of term$197,890.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,008.92

Cash Needed at Closing

Minimum down payment$13,750
Estimated BC PTT$3,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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