Property Type: Land / LotOwnership: Freehold

Meadow Creek Road Lot# 5

Celista, BC V0E1M6

$249,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$893.21

Interior

Fireplace
None

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10376746
Listed
February 24, 2026
Time on market
On the market for 189 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Its time. You deserve "" The place at the Lake""! This flat lot offers breathtaking views of Shuswap Lake and Copper Island. Build you full time residence or dream cabin with enough room to park the boat , RV and sleds! Located in the heart of Celista, BC, this prime residential lot is just a short stroll to the beach—so close you can walk there with kids and a cooler in tow! As an owner in this subdivision, you also have the option to join Meadow Creek Properties, granting access to a breathtaking 1600' of private beach and a conveinent members only boat launch with parking ! The convenience is unbeatable, with Celista Elementary School right across the street and local Market just down the block. and in a an There’s no time frame to build, giving you the flexibility to plan your dream home or vacation getaway at your own pace. Secure this rare gem close to the water, with spectacular views and unmatched convenience! (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle110 m
Sorrento ElementaryElementary11.2 km
Carlin Elementary MiddleElementary/Middle13.8 km
Shuswap SDA(Independent)Elementary/Middle23.5 km
North Canoe ElementaryElementary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Funkerbellies221 m

Parks (2)

  • Unnamed106 m
  • Bristow Road Community Park393 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$199,200.00
Periodic payment — Principal & Interest (monthly)$1,285.17
Additional monthly expenses (strata, tax, utilities, etc.)$74.43
Total monthly cost$1,359.60
Interest paid over 5-yr term$57,091.29
Balance at end of term$179,181.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,818.99

Cash Needed at Closing

Minimum down payment$12,450
Estimated BC PTT$2,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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