240 OLD SCOTT ROAD
Salt Spring Island, BC V8K2L6
$1,890,000
Property Details
Property & Lot
- Lot size
- 2.04 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $6,961 (2025)
Interior
- Fireplace
- None
Exterior & Lot
- View
- View
Listing Information
- MLS®
- R3086010
- Listed
- February 3, 2026
- Time on market
- On the market for 209 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.
Description
Here's an opportunity to build your dream on beautiful Salt Spring Island! This sunny South facing 2+ acre waterfront lot features walk-on beach access. An Airstream trailer and small studio structure exist on the property, which can be enjoyed while you build. (id:63159)
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 3.0 km |
| Gulf Islands Secondary | Secondary | 3.4 km |
| Phoenix Place | Secondary | 3.5 km |
| Fernwood Elementary | Elementary | 8.5 km |
| Galiano Community School | Elementary | 10.1 km |
| Mayne Island School | Elementary | 13.1 km |
| Crofton Elementary Community School | Elementary | 13.5 km |
| Maple Bay Elementary | Elementary | 14.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($378,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.