111 Morningside Rd
Salt Spring, BC V8K1X1
$1,695,000
Property Details
Property & Lot
- Lot size
- 13,068 square feet
- Zoning
- Unknown
GE3(a)
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,617.18
Interior
- Fireplace
- None
Listing Information
- MLS®
- 1031013
- Listed
- April 4, 2026
- Time on market
- On the market for 149 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Duncan Realty Salt Spring Island · Data source: CREA DDF.
Description
A rare development opportunity in the heart of Fulford Harbour with these two vacant waterfront lots totaling 0.30 acres. Ideally situated just steps from the BC Ferries terminal, this high-visibility location serves as the gateway to Salt Spring Island. The flexible GE3(a) zoning supports a wide range of marine-dependent commercial uses and uniquely allows for one residential dwelling on each lot in addition to the principal use, offering an ideal framework for a live-work project or a flagship venture. Waterfront commercial land with stunning ocean views in such a central village location is exceptionally scarce. This is a unique chance to shape the future of a vibrant coastal community. Anchor your presence in one of the island’s most iconic settings and capitalize on the steady foot traffic and natural beauty of Fulford Village. (id:63159)
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Deep Cove Elementary | Elementary | 9.9 km |
| Salt Spring Elementary | Elementary | 10.3 km |
| Gulf Islands Secondary | Secondary | 10.5 km |
| Phoenix Place | Secondary | 10.5 km |
| Parkland Secondary | Secondary | 11.1 km |
| North Saanich Middle School | Middle | 11.7 km |
| Bench Elementary | Elementary | 12.4 km |
| Pender Islands Elem-Secondary | Elementary/Middle | 13.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Rock Salt Restaurant & Cafe · 2921 Fulford-Ganges Road51 m
Cafes (1)
- Morningside Organic Bakery and Cafe · 107 Morningside Road23 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($339,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.