Property Type: Detached HouseOwnership: Freehold

2446 Sommer Lane

Shawnigan Lake, BC V0R2W1

$1,029,000

4 bed2 bath4 parking2,221 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Lot size
17,860 square feet
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,912.41

Interior

Heating
Electric, Hot Water
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level
Living roomMain level14'6 x 20'10
BedroomMain level9'11 x 22'3
KitchenMain level15'9 x 19'7
Dining roomMain level12'11
BedroomSecond level16'0 x 7'3
BedroomSecond level13'9 x 11'8
BathroomSecond level3-Piece

Listing Information

MLS®
1040473
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

This beautifully updated 4-bedroom, 2-bathroom custom home sits on a generous 0.41-acre lot on the sunny side of Shawnigan Lake’s desirable West Arm. Just one house off the water, this property offers convenient public laneway access to the lake,perfect for swimming, paddleboarding Ideal for families, investors, or anyone seeking a peaceful lakeside lifestyle, the home is only a 1-minute walk to the lake. Inside, the main floor features the spacious primary bedroom, a bright open-concept living area with soaring 18-foot vaulted ceilings, a cozy wood-burning fireplace, and an updated kitchen with a live-edge eating bar and brand-new quartz countertops throughout.Upstairs you’ll find two additional bedrooms and a full bathroom, with views overlooking the main living space and glimpses of the lake beyond. The double garage, expansive freshly landscaped and fenced yard, and oversized deck provide ample space for outdoor living and entertaining. There’s no shortage of room for your RVs, boats, or recreational vehicles. Located just minutes from the historic Kinsol Trestle, Cowichan Valley Trail, local wineries, top-rated schools, golf courses, and a full-service recreation centre. All this, just 20 minutes to Duncan and 35 minutes to Victoria. Book your private showing today and start living your lake life dream! (id:63159)

Values & Trends

This listing

$463/sqft

Building average

No other active listings in this building

Shawnigan average

$658/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary1.2 km
Shawnigan Lake(Independent)Secondary2.1 km
St John's Preparatory Academy Shawnigan(Independent)K-123.5 km
Evergreen Independent School(Independent)Elementary6.0 km
Ecole Cobble Hill ElementaryElementary7.0 km
Frances Kelsey SecondarySecondary7.2 km
Sunrise Waldorf School(Independent)Elementary/Middle7.7 km
George Bonner ElementaryElementary7.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Lakehouse at Shawnigan · 2460 Renfrew Road81 m

Parks (2)

  • Ceylon Park373 m
  • Shawnigan West Arm Park462 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($77,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$823,200.00
Periodic payment — Principal & Interest (monthly)$5,311.01
Additional monthly expenses (strata, tax, utilities, etc.)$437.03
Total monthly cost$5,748.04
Interest paid over 5-yr term$235,931.49
Balance at end of term$740,471.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$77,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,313.63

Cash Needed at Closing

Minimum down payment$77,900
Estimated BC PTT$18,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$97,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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