Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

2686 Morningstar Rd

Shawnigan Lake, BC V8H2G5

$839,900

4 bed3 bath2 parking2,800 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Lot size
9,148 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,470.91

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)

Exterior & Lot

Lot features
Cul-de-sac, Other

Building

Parcel ID (PID)
002-704-609

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Recreation roomLower level
OtherLower level
Primary BedroomMain level
Living roomMain level
Laundry roomLower level
KitchenMain level
EnsuiteMain level3-Piece
Dining roomMain level
BedroomLower level
BedroomLower level
BedroomMain level
BathroomLower level4-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1047636
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 30, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Set at the end of a quiet Shawnigan Lake cul-de-sac, 2686 Morningstar Road offers an impressive 2800 sqft of finished living space, wrapped in mature greenery that creates a rare sense of privacy. Upstairs, a thoughtful renovation has transformed the kitchen, dining and living areas into one bright, open-concept space with an easy, modern flow. Downstairs adds exceptional flexibility, with suite potential, generous storage and an oversized bedroom created by combining two original rooms. The former layout remains easy to reinstate, returning the home to four bedrooms if desired. With three bathrooms, a heat pump for year-round comfort, a beautifully established setting and Worthington Road lake access just a short walk away, this is a home that delivers space, versatility and the relaxed Shawnigan lifestyle in equal measure. Bonus: brand-new 9K hot tub included! (id:63159)

Values & Trends

This listing

$300/sqft

Building average

No other active listings in this building

Shawnigan average

$663/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary638 m
Shawnigan Lake(Independent)Secondary793 m
St John's Preparatory Academy Shawnigan(Independent)K-121.9 km
Evergreen Independent School(Independent)Elementary5.2 km
Frances Kelsey SecondarySecondary5.6 km
George Bonner ElementaryElementary6.2 km
Ecole Cobble Hill ElementaryElementary6.2 km
Brentwood College(Independent)Secondary6.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Worthington Road Beach Access220 m
  • Worthington Park278 m
  • Shawnigan Hills Athletic Park747 m
  • Meadowview Park776 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$671,920.00
Periodic payment — Principal & Interest (monthly)$4,335.00
Additional monthly expenses (strata, tax, utilities, etc.)$512.58
Total monthly cost$4,847.58
Interest paid over 5-yr term$192,574.20
Balance at end of term$604,394.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,004.92

Cash Needed at Closing

Minimum down payment$58,990
Estimated BC PTT$14,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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