245 FERN Crescent
Waterloo, BC N2V2P9
$895,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 44 feet
SR1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $5,387.16
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Appliances
- Washer, Refrigerator, Water softener, Central Vacuum, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener
Exterior & Lot
- Exterior features
- Brick, Vinyl siding
- Lot features
- Conservation/green belt, Sump Pump, Automatic Garage Door Opener
Building
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Total spaces
- 4 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Lower level | 10'1'' x 10'8'' |
| 3pc Bathroom | Lower level | 6'0'' x 6'11'' |
| Family room | Lower level | 20'2'' x 26'7'' |
| 3pc Ensuite bath | Second level | 4'11'' x 8'9'' |
| 3pc Bathroom | Second level | 4'11'' x 7'4'' |
| Bedroom | Second level | 9'9'' x 10'10'' |
| Bedroom | Second level | 10'1'' x 11'3'' |
| Primary Bedroom | Second level | 11'0'' x 15'3'' |
| Kitchen | Main level | 16'0'' x 18'1'' |
| Dining room | Main level | 7'9'' x 10'11'' |
| Living room | Main level | 10'11'' x 12'10'' |
Listing Information
- MLS®
- 40860315
- Listed
- September 4, 2026
- Time on market
- On the market for 10 days
- Data last synced
- September 15, 2026
Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.
Description
Nestled on a tranquil crescent in Waterloo’s sought-after Lakeshore North neighbourhood, this 2001 custom-built 1875 sq ft backsplit offers exceptional curb appeal, thoughtful updates, and a wonderful family-friendly layout. This home welcomes you with a stamped concrete driveway, double-car garage. The main level features an inviting open-concept living and dining area with new hardwood flooring, elevated ceilings, and an abundance of natural light. The chef-inspired kitchen overlooks the family room and impresses with soaring cathedral ceilings, an abundance of freshly painted cabinetry, a new centre island, updated sink and cabinetry, and convenient access to the side deck perfect for summer barbecues and outdoor entertaining. The lower level offers a warm and comfortable family room centred around a beautiful gas fireplace, along with a fourth bedroom, three-piece bathroom, and flexible workstation/media area. Double doors open directly to a stamped concrete patio and a mature, fully fenced backyard surrounded by established trees, creating a private and peaceful outdoor retreat. Upstairs, you’ll find three generously sized bedrooms, including a spacious primary suite with a completely updated ensuite bathroom (2023). The main bathroom has also been refreshed with a newer vanity and updated lighting. An unfinished basement provides excellent potential for future development, additional living space, or ample storage. Recent updates include a newer furnace, water heater, and water softener and freshly painted throughout and upgrade insulation. Ideally located with easy access to excellent schools, both Waterloo universities, the Waterloo Farmers’ Market, shopping, amenities, and the expressway, this beautifully maintained home offers the perfect blend of comfort, functionality, and location (id:63159)
Values & Trends
This listing
$477/sqft
Building average
—
No other active listings in this building
442 - Lakeshore North average
$433/sqft
8 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
13°C
—
Humidity 88%
Wind SE 2 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
25°
Thursday night
13°
Source: Environment and Climate Change Canada.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.