Property Type: Detached HouseOwnership: Freehold

2546 Upper Bench Road

Keremeos, BC V0X1N4

$625,000

4 bed3.5 bath6 parking2,873 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,192.36

Interior

Heating
Baseboard heaters, Forced air, Electric
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Other, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement4' x 3'7''
Recreation roomBasement14'5'' x 17'9''
Family roomBasement14'11'' x 17'9''
Recreation roomBasement24'1'' x 17'
StorageBasement5'11'' x 9'1''
OtherBasement4'11'' x 5'11''
3pc BathroomBasement5'9'' x 6'
3pc BathroomMain level6'9'' x 6'9''
BedroomMain level11'2'' x 14'1''
BedroomMain level8' x 10'6''
2pc Ensuite bathMain level6'1'' x 4'3''
Primary BedroomMain level11'6'' x 16'4''
BedroomMain level14'4'' x 10'
Dining roomMain level12'2'' x 8'
KitchenMain level11'11'' x 9'10''
Living roomMain level15'1'' x 17'10''

Listing Information

MLS®
10397831
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

2,873sq foot Family home with full basement, great views, double detached garage, sunroom and outdoor entertaining spaces! Main floor of the house has 4 bedrooms, large living areas and views of the valley. Full basement with so much room for play or hobbies, a bar, bathroom, and hot tub! Nice fencing, private backyard with artificial turf and putting green, beautiful 270 sq foot sunroom/playhouse with heat and A/C for year round entertaining or watching the game, and a beautiful BBQ area. The yard has it all, the house has all the room you need, and the neighborhood gives you the freedom to live your life your way. Home next door is also for sale. Floorplans and iGUIDE tour online. (id:63159)

Values & Trends

This listing

$218/sqft

Building average

No other active listings in this building

Keremeos average

$402/sqft

34 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary2.0 km
Similkameen Elem-SecondaryK-122.0 km
Cawston Primary SchoolElementary4.1 km
Oliver ElementaryElementary17.4 km
Southern Okanagan SecondarySecondary17.5 km
Southern Okanagan AltSecondary17.5 km
Tuc-el-Nuit ElementaryElementary17.7 km
Senpaq'cin School(Independent)Elementary19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$410.03
Total monthly cost$3,635.86
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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