Property Type: Detached HouseOwnership: Freehold

520 3RD Avenue

Keremeos, BC V0X1N2

$539,900

4 bed3 bath6 parking2,471 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,182

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Insert

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
BedroomMain level10'5'' x 11'5''
FoyerMain level6'7'' x 9'11''
StorageBasement10'9'' x 15'5''
Primary BedroomMain level11'11'' x 13'6''
Laundry roomBasement12'7'' x 26'9''
Dining roomMain level9'11'' x 12'1''
6pc BathroomBasement6'10'' x 12'7''
Living roomMain level13'1'' x 18'7''
BedroomBasement10'1'' x 12'6''
Family roomBasement12'8'' x 32'1''
KitchenMain level11'11'' x 13'7''
3pc Ensuite bathMain level4'8'' x 7'7''
4pc BathroomMain level6'10'' x 7'6''
BedroomMain level10'1'' x 11'5''

Listing Information

MLS®
10378539
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Welcome to scenic Keremeos, where small-town charm meets modern comfort! This lovely mediterranean-style 4-bedroom, 3-bathroom entry-level rancher with full basement is tucked away on the desirable upper bench, offering peace, privacy & spectacular mountain views. A lush, landscaped yard with a covered front porch greets you, the perfect place for morning coffee & views of majestic K mountain. On the main floor, discover a functional layout with 3 beds, 2 baths, living room with large picture window & cozy wood-burning fireplace, dining room & spacious kitchen with new appliances. Primary suite offers a 3-pce ensuite & small walk-in closet. Step off the kitchen area to a large patio & backyard oasis, fully fenced with a wood-fired hot tub, detached heated workshop, fire pit, gas bbq hookup & lovely flower & garden beds, perfect for gardening, entertaining, hobbies or simply relaxing. The basement provides a 4th bedroom, 6-pce bath (2 urinals!), large family room with gas f/p, huge laundry room & generous storage areas. Separate entry for a possible suite. Numerous upgrades include a newer roof, furnace, central A/C, hot water tank, windows, plumbing, fixtures, faucets, kitchen appliances & back deck. Attached double carport & plenty of paved parking including boat & RV parking. Located on a quiet street, this home is just minutes from schools, parks, shopping & the community center. Only 30 minutes from Penticton, with wineries, orchards & outdoor recreation at your doorstep. (id:63159)

Values & Trends

This listing

$218/sqft

Building average

No other active listings in this building

Keremeos average

$402/sqft

34 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary576 m
Similkameen Elem-SecondaryK-12576 m
Cawston Primary SchoolElementary5.7 km
Oliver ElementaryElementary19.9 km
Southern Okanagan AltSecondary20.0 km
Southern Okanagan SecondarySecondary20.0 km
Tuc-el-Nuit ElementaryElementary20.2 km
Senpaq'cin School(Independent)Elementary22.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Benja Thai · 516 7th Avenue401 m
  • Blackbird Tavern · 629 7th Avenue492 m

Grocery (1)

  • Buy-Low Foods · 701 7th Street548 m

Parks (5+)

  • Village Square Pocket Park476 m
  • Memorial Park483 m
  • Unnamed613 m
  • Unnamed625 m
  • Keremeos Middle School Park666 m

Pharmacies (1)

  • Pharmasave · 526 7th Avenue400 m

Banks & ATMs (2)

  • Valley First · 704 7th Avenue500 m
  • Cascadia Credit Union · 715 7th Street573 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (strata, tax, utilities, etc.)$472.50
Total monthly cost$3,259.10
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,928.72

Cash Needed at Closing

Minimum down payment$28,990
Estimated BC PTT$8,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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