Property Type: Detached HouseOwnership: Freehold

425 3rd Avenue

Keremeos, BC V0X1N2

$529,000

3 bed3 bath3 parking2,050 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
3
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,132.48

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring
Appliances
Refrigerator, Oven, Washer & Dryer

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view
Lot features
Level lot

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Security
Smoke Detector Only
Parcel ID (PID)
003-057-542

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level16' x 12'6''
Dining roomMain level12' x 12'
KitchenMain level12' x 13'
Hobby roomBasement12' x 15'
Recreation roomBasement13' x 20'6''
Laundry roomBasement6'6'' x 5'
3pc BathroomBasement4'6'' x 7'
Primary BedroomSecond level13' x 12'9''
3pc Ensuite bathSecond level6'3'' x 6'
BedroomSecond level9'6'' x 9'10''
4pc BathroomSecond level5'10'' x 8'
BedroomSecond level11' x 9'6''
OtherMain level13' x 6'3''

Listing Information

MLS®
10385674
Listed
May 1, 2026
Time on market
On the market for 122 days
Data last synced
September 1, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Great location close to schools and recreation, 2,050 sq foot family home in sunny Keremeos on a quiet dead end street. Possibility for an In-Law suite in the walk-out basement so you can have 2 generations in the home, or a mortgage helper - the workshop can be converted back to a kitchen, and a bedroom made from the oversized family room. Nice size private backyard with access from the walk out basement. 3 bedroom, 3 bathroom split level home is clean and ready to move into, it has central air, all the bedrooms up, and great mountain and valley views from the master bedroom deck! Downstairs has laundry, large rec room, and easy storage in the crawl-space. Main level of the home has a great kitchen with a bonus room to the side great for storage, plants, office, or mud room and access to the single attached garage. There is a formal dining room and sitting room with gas fireplace, there is room to hang out on the covered porch and watch the day go by. Many thoughtful upgrades starting with the walkway to the front door, fenced, private sitting areas in the front, and a relaxing hot tub in the back. Easy to view anytime! (id:63159)

Values & Trends

This listing

$258/sqft

Building average

No other active listings in this building

Keremeos average

$401/sqft

34 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary646 m
Similkameen Elem-SecondaryK-12646 m
Cawston Primary SchoolElementary5.7 km
Oliver ElementaryElementary20.0 km
Southern Okanagan AltSecondary20.1 km
Southern Okanagan SecondarySecondary20.1 km
Tuc-el-Nuit ElementaryElementary20.3 km
Senpaq'cin School(Independent)Elementary22.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Benja Thai · 516 7th Avenue395 m
  • Blackbird Tavern · 629 7th Avenue513 m

Grocery (1)

  • Buy-Low Foods · 701 7th Street575 m

Parks (5+)

  • Memorial Park450 m
  • Village Square Pocket Park492 m
  • Unnamed677 m
  • Unnamed696 m
  • Keremeos Middle School Park735 m

Pharmacies (1)

  • Pharmasave · 526 7th Avenue399 m

Banks & ATMs (2)

  • Valley First · 704 7th Avenue530 m
  • Cascadia Credit Union · 715 7th Street593 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,200.00
Periodic payment — Principal & Interest (monthly)$2,730.34
Additional monthly expenses (strata, tax, utilities, etc.)$447.37
Total monthly cost$3,177.72
Interest paid over 5-yr term$121,290.34
Balance at end of term$380,669.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,853.28

Cash Needed at Closing

Minimum down payment$27,900
Estimated BC PTT$8,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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