Property Type: Detached HouseOwnership: Freehold

2578 Thompson Drive

Kamloops, BC V2C4L4

$1,224,900

3 bed2 bath1,711 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.36 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,236.07

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Stucco, Wood siding
Waterfront
Waterfront on river

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
Laundry roomBasement8' x 11'
BedroomBasement10' x 8'
Living roomBasement14' x 13'
KitchenMain level20' x 10'
Living roomMain level16' x 18'
4pc BathroomMain level
4pc BathroomMain level
BedroomMain level10' x 12'
Primary BedroomMain level12' x 15'

Listing Information

MLS®
10390985
Listed
June 10, 2026
Time on market
On the market for 82 days
Data last synced
August 28, 2026

Listing provided by: Brendan Shaw Real Estate Ltd. · Data source: CREA DDF.

Description

Discover exceptional value and modern efficiency in this beautifully customized 3-bed, 2-bath waterfront home with its own private dock. With extensive updates completed within the past year, the property offers long-term savings, enhanced reliability, and an elevated lakeside lifestyle. The interior has been refreshed with new drywall, premium flooring, and renovated kitchen and bathrooms. The high-end custom kitchen features top-tier stainless steel appliances that bring both style and convenience. This home is built for efficiency with a new 50-year standing seam metal roof, high-efficiency furnace and heat pump, a new hot water tank, a $42,000 solar system, upgraded 200-amp service, a 50-amp RV plug, a generator backup panel, and advanced water treatment through a H.E.R.O. reverse osmosis system and a Novo whole-house chlorine remover. Two fireplaces, one gas on the lower level and one wood-burning upstairs, offer flexible heating. Outside, the property includes 22 fruit trees, 15 of them high-density apple trees, plus a chicken coop and a landscaped yard leading to newly built wooden steps and your private dock. Additional features include underground sprinklers and architectural renderings for a future three-storey carriage house or shop, offering potential for added income, workspace, or expansion. This rare waterfront property blends efficiency, comfort, and long-term value. (id:63159)

Values & Trends

This listing

$716/sqft

Building average

No other active listings in this building

Valleyview average

$422/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Marion Schilling ElementaryElementary922 m
Juniper Ridge ElementaryElementary1.9 km
Valleyview SecondarySecondary2.2 km
Ralph Bell Elementary SchoolElementary3.1 km
Sk'elep School of Excellence(Independent)Elementary4.0 km
Dallas ElementaryElementary5.1 km
Ecole Lloyd George ElementaryElementary5.5 km
Kamloops School of the ArtsK-125.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$979,920.00
Periodic payment — Principal & Interest (monthly)$6,322.11
Additional monthly expenses (strata, tax, utilities, etc.)$522.34
Total monthly cost$6,844.45
Interest paid over 5-yr term$280,847.89
Balance at end of term$881,441.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,490
Stress test qualifying rate8.09%
Payment you must qualify for$8,669.39

Cash Needed at Closing

Minimum down payment$97,490
Estimated BC PTT$22,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$121,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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