Property Type: Detached HouseOwnership: Freehold

26 Barnes Road

Lumby, BC V0E2G7

$1,149,900

3 bed2 bath4 parking1,551 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
31.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,799

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Carport, RV, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level5'2'' x 6'0''
BedroomMain level10'6'' x 13'6''
BedroomMain level9'10'' x 13'6''
3pc Ensuite bathMain level6'10'' x 8'0''
Primary BedroomMain level13' x 13'10''
Living roomMain level19' x 13'6''
Dining roomMain level17'7'' x 11'0''
KitchenMain level12'0'' x 11'2''

Listing Information

MLS®
10364604
Listed
October 2, 2025
Time on market
On the market for 333 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Commercial Solutions · Data source: CREA DDF.

Description

Huge potential in this 31.14 acre property with a 3 bedroom, 2 bath home in the Whitevale area of Lumby. The land is level with highly fertile, virtually rock free sub-irrigated soil, and the property boasts not only an artesian drilled well for domestic use, but 3 springs as well. The ranch style home is solid but needs updating. Features a country kitchen, sunken living room, and a full concrete crawlspace for tons of storage. The master bedroom has a 3 piece ensuite with walk in closet and sliding glass doors to the rear deck. Another set of sliding glass doors offers access to the rear deck from the dining room. There is a huge 56' x 48' wired and insulated shop that will accommodate two logging trucks in the main bays, plus two wings for more covered parking or painting bays if desired, an office, and a bathroom that needs water and sewer hookups. A 32' x 72' open sided barn with a metal roof offers hay storage or possibly a horse barn if finished. Non urban, agricultural zoning may allow a secondary residence with specific size limitations. If you are looking for a property that could be totally self-sustaining, an agritourism or intensive agricultural opportunity, a horse property, or a mechanic's/trucking company's dream, look no further. This property has it all in a secluded and private setting. Located just minutes from all Lumby services and about 20 minutes to Vernon. (id:63159)

Values & Trends

This listing

$741/sqft

Building average

No other active listings in this building

Whitevale average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary2.8 km
Charles Bloom SecondaryK-122.9 km
Okanagan Waldorf School(Independent)Elementary3.1 km
J W Inglis ElementaryElementary3.2 km
Lavington ElementaryElementary8.2 km
Coldstream ElementaryElementary17.3 km
B X ElementaryElementary17.9 km
Hillview ElementaryElementary17.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (strata, tax, utilities, etc.)$394.58
Total monthly cost$6,329.60
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.34

Cash Needed at Closing

Minimum down payment$89,990
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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