Property Type: Detached HouseOwnership: Freehold

6524 Highway 6

Coldstream, BC V1B3C6

$1,195,000

3 bed2 bath13 parking1,676 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1
Lot size
6.89 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,684.86

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Stone, Vinyl siding
View
Mountain view, River view, Valley view, View (panoramic)
Lot features
Level lot, Irregular lot size
Fencing
Fence, Cross fenced, Page Wire, Rail, Chain link

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Septic tank
Security
Controlled entry, Smoke Detector Only
Parcel ID (PID)
010-662-375

Parking

Total spaces
13 — covered indicated
Features
Attached Garage, Detached Garage, RV, Oversize, Heated Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level6'10'' x 9'0''
Primary BedroomMain level14'8'' x 13'11''
Living roomMain level16'6'' x 22'1''
Laundry roomMain level12'10'' x 6'7''
KitchenMain level12'10'' x 12'4''
Dining roomMain level13'4'' x 11'1''
BedroomMain level15'5'' x 11'0''
BedroomMain level13'6'' x 10'9''
3pc BathroomMain level7'9'' x 9'0''
3pc Ensuite bathMain level8'1'' x 9'0''

Listing Information

MLS®
10380924
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to your own private slice of country living in Coldstream - an adventure-filled acreage offering the perfect blend of lifestyle, functionality, & future potential. Set on 6.89 acres, a diverse property with a large yard around the home, large fenced hay field, wetlands, and some forested area too. Coldstream Creek gently winds along the rear of the property, making this a truly special setting just 10 mins to Vernon or Lumby. The 1,676 sq ft Rancher home (built in 2002) offers 3 bedrooms & 2 bathrooms, incl. a spacious primary with walk-in closet & 3-piece ensuite. Enjoy a functional kitchen with eat-in bar, dining area, & living space that opens onto a back deck with (tempered) glass-covered pergola - perfect for relaxing or entertaining. Major updates incl. a newer furnace & A/C (3 yrs), roof (~5 yrs), & ALL major appliances (4 yrs). Additional features include a crawl space, new built-in central vac, hot water recirculation system, natural gas, & an attached 23’ wide double garage with extra space. The impressive newer 40’ x 30’ deluxe shop (built with permits, ~$200K) features 2 oversized side-mounted automatic doors, 150,000 BTU gas heat, & an additional 700 sq ft loft - ideal for hobbies, storage, or future ideas. With some cross-fencing, ample parking, RV plug, lean-to, fire pit area, & bridges crossing the creek, this property offers space, versatility, & a true country lifestyle. Book your showing now - this is one you must see in-person to really appreciate! (id:63159)

Values & Trends

This listing

$713/sqft

Building average

No other active listings in this building

Lavington average

$403/sqft

8 active listing(s)

Parking: 13 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lavington ElementaryElementary804 m
Okanagan Waldorf School(Independent)Elementary6.4 km
Coldstream ElementaryElementary8.5 km
Hillview ElementaryElementary9.1 km
Kalamalka SecondaryElementary9.7 km
Alternative Learning ProgramSecondary9.7 km
B X ElementaryElementary9.8 km
Vernon SecondaryElementary10.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bluenose Deli and Cafe506 m

Parks (2)

  • Centennial Park500 m
  • Jeffers Park649 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$391.07
Total monthly cost$6,558.86
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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