Property Type: Detached HouseOwnership: Freehold

26 Stevens Cres

Lake Cowichan, BC V0R2G0

$639,000

3 bed2 bath3 parking1,136 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
House
Lot size
7,405 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,103

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BathroomMain level3-Piece
BedroomMain level9'3 x 8'8
BedroomMain level11'3 x 9'7
Primary BedroomMain level15'7 x 10'2
KitchenMain level11'3
Living roomMain level11'1 x 24'3
EntranceMain level3'6 x 7'2

Listing Information

MLS®
1046408
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Lk Cow) · Data source: CREA DDF.

Description

Enjoy years of worry-free living in this beautifully updated 3-bdrm, 2-bath home ideally situated on a quiet cul-de-sac corner lot in Lake Cowichan's popular ''100 Houses'' neighbourhood. This home’s extensive top to bottom renovation features updated plumbing, upgraded electrical, new heat pump, new flooring, trim & paint, new kitchen, updated baths & more (see list). Spacious kitchen & dining area with access to the private back deck—perfect for entertaining & enjoying morning coffee. Outside, you'll find easy care landscaping & a fully fenced backyard with room for kids & pets. Just steps to the local school, shopping & everyday amenities, this home also offers easy access to Lake Cowichan's renowned outdoor lifestyle. Whether it's boating, swimming, fishing, hiking, or exploring the area's world-class recreation, adventure is right at your doorstep. This is an exceptional opportunity to own a move-in-ready home in one of Vancouver Island's most desirable lake communities. (id:63159)

Values & Trends

This listing

$563/sqft

Building average

No other active listings in this building

Lake Cowichan average

$490/sqft

34 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary260 m
Lake Cowichan SecondaryElementary260 m
Palsson ElementaryElementary965 m
Tansor ElementaryElementary22.2 km
Ecole Mount Prevost ElementaryElementary23.6 km
Drinkwater ElementaryElementary24.2 km
Queen Margaret's(Independent)K-1224.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • J&V Diner · 162 South Shore Road305 m
  • Jake's at the Lake · 109 South Shore Road498 m
  • Shaker Mill · 72 Cowichan Lake Road693 m
  • Lakeside Sushi · 78 Cowichan Lake Road707 m

Cafes (3)

  • Ed's Coffee House · 67 South Shore Road562 m
  • River Cafe · 56 South Shore Road620 m
  • Tim Hortons729 m

Parks (5+)

  • Parkstone Park145 m
  • Unnamed181 m
  • AB Greenwell414 m
  • Unnamed427 m
  • Beaver Creek Rhododendron Park448 m

Shopping (1)

  • Fields616 m

Pharmacies (1)

  • Island Pharmacy · 138 South Shore Road396 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$315.58
Total monthly cost$3,613.67
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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