Property Type: Detached HouseOwnership: Freehold

260 Gibbs Road

Kelowna, BC V1X2W1

$889,900

5 bed2 bath6 parking2,460 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,407.74

Interior

Basement
Full, Remodeled Basement
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Carpeted, Wood

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage, RV, Street, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement4'0'' x 7'0''
BedroomBasement10'0'' x 12'0''
BedroomBasement12'3'' x 12'0''
KitchenBasement10'11'' x 12'2''
Dining roomBasement12'10'' x 9'0''
Living roomBasement12'10'' x 10'10''
FoyerBasement6'8'' x 7'9''
Laundry roomBasement7'2'' x 6'6''
4pc BathroomMain level6'7'' x 8'4''
BedroomMain level8'9'' x 10'0''
BedroomMain level12'1'' x 10'5''
Primary BedroomMain level12'3'' x 14'0''
Dining roomMain level9'0'' x 11'3''
KitchenMain level7'10'' x 13'0''
Living roomMain level12'10'' x 14'8''

Listing Information

MLS®
10384120
Listed
April 20, 2026
Time on market
On the market for 133 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

Incredible OPPORTUNITY for Investors, First time buyers & Families w/ this 5bed 2bath home w/ mortgage helper. Brand new furnace and electrical upgrades.... no work needed! Perfectly located within walking distance to schools, parks & shopping. On the main floor you will find 3 Large bedrooms, a family bathroom, well laid out kitchen, dining room w/ sliding doors to access your covered deck w/ a spacious living room w/ fireplace & original hardwood floors throughout the main floor. The lower level boasts a 2 bedroom large suite w/ upgrades in 2017 including new floors, bathroom, hot water tank, plumbing & main roof. Double detached garage w/ new roof & lots of room for all the toys, Incredible landscaping & just waiting for its new owner. (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary418 m
Rutland Senior SecondaryElementary670 m
Rutland Middle SchoolMiddle842 m
Rutland ElementaryElementary920 m
Belgo Elementary SchoolElementary1.2 km
Pearson Road ElementaryElementary1.6 km
Flex Academy(Independent)K-121.7 km
Quigley ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Memphis Blues425 m
  • Fusion Food Lounge549 m
  • Alcatraz Chicken · 225 Rutland Road South573 m
  • Vancouver Pizza Kitchen · 225 Rutland Road South596 m
  • Jaide & Joel's Baking Company · 555 Montgomery Road652 m

Cafes (2)

  • Starbucks437 m
  • Dosa Crepe Cafe · Gray Road556 m

Grocery (1)

  • Save-On-Foods683 m

Parks (5+)

  • Briarwood Park354 m
  • Brighton Park520 m
  • Mugford Park525 m
  • Rutland Centennial Park527 m
  • Roxby Square683 m

Pharmacies (1)

  • The Local Pharmacy · 225 Rutland Road South590 m

Banks & ATMs (4)

  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North428 m
  • First West Credit Union · 110 Highway 33 West503 m
  • Interior Savings545 m
  • TD744 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,920.00
Periodic payment — Principal & Interest (monthly)$4,593.07
Additional monthly expenses (strata, tax, utilities, etc.)$490.31
Total monthly cost$5,083.38
Interest paid over 5-yr term$204,038.32
Balance at end of term$640,374.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,350.96

Cash Needed at Closing

Minimum down payment$63,990
Estimated BC PTT$15,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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