Property Type: Detached HouseOwnership: Freehold

280 Mugford Road

Kelowna, BC V1X2E2

$725,000

4 bed2 bath1 parking1,995 sqftBuilt 1947
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,520

Interior

Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Pool
Above ground pool

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation4'3'' x 8'
BedroomAdditional Accommodation4'7'' x 47'7''
Bedroom - BachelorBasement9'3'' x 12'4''
DenSecond level6'5'' x 12'2''
BedroomSecond level12'2'' x 12'2''
BedroomSecond level12'2'' x 12'2''
4pc BathroomMain level7'5'' x 7'5''
Primary BedroomMain level13'4'' x 11'10''
Dining roomMain level13'6'' x 10'4''
Living roomMain level15'7'' x 13'5''
KitchenMain level22'1'' x 15'1''

Listing Information

MLS®
10381622
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Get ready to fall in love... All the romance of days gone by with some modern flair plus the convenience of a studio suite make this a truly functional living space. This home has been extensively upgraded and updated with love while keeping the homes original charm. If you are looking for a cookie-cutter generic home... Keep looking. This is a home with authentic character. Imagine relaxing while reading a book under your picture window flooded with sunlight on a lazy Sunday afternoon. Perhaps you will be enjoying laughter and love with friends over supper on the back deck, or maybe a quiet glass of wine with your loved one in the hot tub before bed. There is a huge private yard with concrete patio and a garden for growing all your own produce. Plus you will have enough room left over to build a carriage home should you desire. The hot tub & pool all stay with the home. The long-term value of land this size makes it a great financial investment as well as being an incredible investment in your own well-being. The studio suite is in demand due to the central location and quick travel time to the University. But for all the compelling financial and practical reasons to own a home like this, there is no doubt the new owners will feel a special connection to the home on a deeply personal level. So much so that whenever you leave, you will yearn to be home again. Because you have a home that is not like any other, anywhere. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Senior SecondaryElementary456 m
South Rutland ElementaryElementary606 m
Rutland Middle SchoolMiddle614 m
Rutland ElementaryElementary836 m
Belgo Elementary SchoolElementary1.3 km
Pearson Road ElementaryElementary1.4 km
Flex Academy(Independent)K-121.6 km
Quigley ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Jaide & Joel's Baking Company · 555 Montgomery Road421 m
  • Memphis Blues453 m
  • Fusion Food Lounge596 m
  • Alcatraz Chicken · 225 Rutland Road South652 m
  • Vancouver Pizza Kitchen · 225 Rutland Road South680 m

Cafes (2)

  • Starbucks472 m
  • Dosa Crepe Cafe · Gray Road605 m

Grocery (1)

  • Save-On-Foods689 m

Parks (5+)

  • Briarwood Park160 m
  • Rutland Centennial Park423 m
  • Rutland Recreation Park615 m
  • Mugford Park617 m
  • Roxby Square650 m

Pharmacies (1)

  • The Local Pharmacy · 225 Rutland Road South672 m

Banks & ATMs (4)

  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North457 m
  • First West Credit Union · 110 Highway 33 West513 m
  • Interior Savings623 m
  • TD731 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$393.33
Total monthly cost$4,135.30
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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