Property Type: Land / LotOwnership: Freehold

2602 Gunwhale Rd

Pender Island, BC V0N2M2

$159,000

0 bed0 bath1 parking
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Property Details

Property & Lot

Lot size
19,514 square feet
Zoning
Unknown

RR1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,464.47

Interior

Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
1

Listing Information

MLS®
1039258
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: HonestDoor Inc. · Data source: CREA DDF.

Description

0.45-Acre Strata-Free Coastal Retreat | 2602 Gunwhale Rd Build your island getaway on this quiet, partially cleared half-acre freehold lot on Pender Island! No strata fees, just at the edge of pure nature. Conveniently reached from Victoria or Vancouver via BC Ferries, this property sits on a peaceful cul-de-sac just steps from Shingle Bay Park, oceanfront trails, and the Gulf Islands National Park Reserve. Power is at the pole and municipal water is at the lot line. Sold as bare land, with on-site chattels negotiable. Perfect project for hands-on buyers ready to establish an organic garden, trail down to oceanfront, or custom cabin. (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle3.4 km
Mayne Island SchoolElementary8.0 km
Saturna Island Elementary SecondaryK-1210.3 km
Galiano Community SchoolElementary12.1 km
Parkland SecondarySecondary14.5 km
North Saanich Middle SchoolMiddle14.8 km
Deep Cove ElementaryElementary15.3 km
Sidney ElementaryElementary15.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Ursula Poepel Park373 m
  • Unnamed490 m
  • Shingle Bay Park499 m
  • Sandy Sievert Park656 m
  • Unnamed679 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$127,200.00
Periodic payment — Principal & Interest (monthly)$820.65
Additional monthly expenses (strata, tax, utilities, etc.)$122.04
Total monthly cost$942.69
Interest paid over 5-yr term$36,455.89
Balance at end of term$114,416.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,161.52

Cash Needed at Closing

Minimum down payment$7,950
Estimated BC PTT$1,590
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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