Property Type: Land / LotOwnership: FreeholdNEW LISTING

4535 Bedwell Harbour Rd

Pender Island, BC V0N2M1

$159,900

0 bed0 bath6 parking
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Property Details

Property & Lot

Lot size
0.92 acres
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$1,002.07

Interior

Fireplace
None

Parking

Total spaces
6

Listing Information

MLS®
1048013
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

A fantastically priced .92 acre sunny and private building lot conveniently located only minutes from the Driftwood Centre with its shops and amenities, as well as the Pender Island Golf & Country Club, the property also enjoys close proximity to Browning Harbour Resort and Marina. Boating and fishing opportunities await, all within easy walking distance from this quiet and secluded setting. (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle3.0 km
Mayne Island SchoolElementary6.5 km
Saturna Island Elementary SecondaryK-128.4 km
Galiano Community SchoolElementary11.2 km
Parkland SecondarySecondary16.6 km
North Saanich Middle SchoolMiddle16.8 km
Salt Spring ElementaryElementary17.4 km
Deep Cove ElementaryElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$127,920.00
Periodic payment — Principal & Interest (monthly)$825.30
Additional monthly expenses (strata, tax, utilities, etc.)$83.51
Total monthly cost$908.80
Interest paid over 5-yr term$36,662.24
Balance at end of term$115,064.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,168.10

Cash Needed at Closing

Minimum down payment$7,995
Estimated BC PTT$1,599
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,094

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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