Property Type: Land / LotOwnership: Freehold

4611 Mate Rd

Pender Island, BC V0N2M0

$155,000

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
0.66 acres
Zoning
Unknown

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,920

Interior

Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Listing Information

MLS®
1040927
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Excellent opportunity to build your dream home on Pender Island at an exceptional value! This 0.66-acre property is tucked away at the end of a quiet cul-de-sac and offers multiple potential building sites, including a flat, partially cleared area at the top of the lot with a roughed-in driveway already in place. Mostly treed, the property provides privacy while still offering easy access to Magic Lake municipal water. Enjoy a fantastic central location just a short walk from Lively Peak Park, the Heart Trail, Pender Island Disc Park, the baseball diamond, pump track, Fire Hall No. 2, Magic Lake and the Schooner Way walking trail. An existing structure is located on the property and is being sold as is, where is. The Buyer is responsible for any removal or remediation they deem necessary. This is an excellent opportunity to secure one of Pender Island's most competitively priced building lots and create the home you've been dreaming of (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle1.2 km
Saturna Island Elementary SecondaryK-128.3 km
Mayne Island SchoolElementary8.3 km
Galiano Community SchoolElementary13.1 km
Parkland SecondarySecondary15.4 km
North Saanich Middle SchoolMiddle15.6 km
Sidney ElementaryElementary16.3 km
Deep Cove ElementaryElementary16.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Port Browning Pub585 m
  • Copper Otter · 4605 Bedwell Harbour Road704 m
  • Coffee + Kitchen766 m

Cafes (1)

  • Vanilla Leaf Bakery Cafe · 4605 Bedwell Harbour Road707 m

Grocery (1)

  • Tru Value Foods656 m

Parks (2)

  • Lively Peak Park241 m
  • Disc Park730 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$124,000.00
Periodic payment — Principal & Interest (monthly)$800.01
Additional monthly expenses (strata, tax, utilities, etc.)$160.00
Total monthly cost$960.01
Interest paid over 5-yr term$35,538.76
Balance at end of term$111,538.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,132.30

Cash Needed at Closing

Minimum down payment$7,750
Estimated BC PTT$1,550
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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