Property Type: Detached HouseOwnership: Freehold

27146 Schooner Way

Pender Island, BC V0N2M2

$729,999

2 bed2 bath2 parking1,000 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Lot size
15,246 square feet
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,322

Interior

Heating
Oil
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
OfficeOther
BathroomOther
StudioOther
WorkshopLower level
OtherLower level
Living room/Dining roomMain level
BathroomMain level
Primary BedroomMain level
BedroomMain level
KitchenMain level

Listing Information

MLS®
1033015
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

This southwest-facing home offers beautiful views over Boat Nook, part of the renowned whale trail, and is perfectly positioned to take in spectacular sunsets. Conveniently located within walking distance to Thieves Bay, Magic Lake, the tennis courts, and the disc park. The main level features two bedrooms, a kitchen, shared bathroom, laundry, and an open great room for living and dining. Enjoy the Gulf Islands lifestyle with a spacious deck, bright solarium, and a fenced garden for outdoor living. The partially finished lower level offers excellent potential with a workshop and two additional rooms for bedrooms, recreation, office, or gym. A detached 350 sq ft studio with its own bathroom offers excellent potential for workspace, studio, or hobby use. An ideal full-time home or island getaway with flexible living options. (id:63159)

Values & Trends

This listing

$730/sqft

Building average

No other active listings in this building

Pender Island average

$799/sqft

36 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 76%

Wind SSW 12 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle2.4 km
Mayne Island SchoolElementary9.1 km
Saturna Island Elementary SecondaryK-129.9 km
Galiano Community SchoolElementary13.4 km
Parkland SecondarySecondary14.0 km
North Saanich Middle SchoolMiddle14.2 km
Sidney ElementaryElementary14.9 km
Deep Cove ElementaryElementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Capstan Lane Park363 m
  • J.M. Abbott Park514 m
  • Unnamed683 m
  • Unnamed734 m
  • Thieves Bay Park746 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,999.00
Periodic payment — Principal & Interest (monthly)$3,767.76
Additional monthly expenses (strata, tax, utilities, etc.)$410.17
Total monthly cost$4,177.93
Interest paid over 5-yr term$167,375.79
Balance at end of term$525,308.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,244.33

Cash Needed at Closing

Minimum down payment$48,000
Estimated BC PTT$12,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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